First Federal Community Bank, National Association

Headquarters: Dover, Ohio
Charter: Bank
Assets: $994.6M
Fed district: Cleveland
Regulator: OCC
Holding company: Ffd Financial Corp.

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 15, 2026

How these figures are measured

Call-report figures are for First Federal Community Bank, National Association at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	First Federal Community Bank, National Association's published fee schedule; Bank Fee Index medians	Current schedule	Oct 15, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: First Federal Community Bank, National Association (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $194K in Q2 2026, 7.2% above the same quarter a year earlier ($181K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7.50, the middle of its prices
First Federal Community Bank, National Association: $5 to $10
First Federal Community Bank, National Association: $5 to $10
U.S. median: no median
Overdraft (OD)
First Federal Community Bank, National Association: No fee
First Federal Community Bank, National Association: No fee
U.S. median: no median
NSF / Returned Item
First Federal Community Bank, National Association: $32
First Federal Community Bank, National Association: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income rose 1.0% from Q3 2025 to Q2 2026, to $194K.

Service-charge income, Q2 2026

$194K

$192KQ3 2025

$187KQ4 2025

$192KQ1 2026

$194KQ2 2026

Against the median

First Federal Community Bank, National AssociationMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

First Federal Community Bank, National Association · $995M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Banks only
$964M to $1B in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
First Federal Community Bank, National Association(this institution)	Dover, OH	$995M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Brannen Bank	Inverness, FL	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Calvin B. Taylor Banking Company of Berlin, Maryland	Berlin, MD	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Clear Mountain Bank	Bruceton Mills, WV	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Dream First Bank, National Association	Syracuse, KS	$964M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Dundee Bank	Omaha, NE	$976M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Central Savings Bank	Glen Cove, NY	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Federal Bank of Kansas City	Lees Summit, MO	$993M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Metro Bank	Muscle Shoals, AL	$1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First National Bank and Trust Company of Weatherford	Weatherford, TX	$968M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Security Bank	Batesville, MS	$977M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Service Bank	Greenbrier, AR	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Haven Savings Bank	Hoboken, NJ	$987M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
HomeTown Bank, National Association	Galveston, TX	$990M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
International Bank of Chicago	Chicago, IL	$983M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania	Jonestown, PA	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Kirkpatrick Bank	Edmond, OK	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Midwest Bank	Detroit Lakes, MN	$985M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Olympia Federal Savings and Loan Association	Olympia, WA	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Presidential Bank, FSB	Bethesda, MD	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
River Bank	Stoddard, WI	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Bank of Old Monroe	Old Monroe, MO	$995M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Port Washington State Bank	Port Washington, WI	$1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Torrington Savings Bank	Torrington, CT	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Vision Bank	Ada, OK	$1000M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Walden Savings Bank	Montgomery, NY	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 17 publish this fee(monthly maintenance)

8 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is broadly aligned with similar-sized banks: within 1% of their median.

Compared at $7.50, the middle of its two prices, against a peer median of $7.50 among 17 publishing peers.

Its two checking prices are $5 and $10.

$7.50 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.

Monthly maintenance fee in dollars, one mark per institution

First Federal Community B…: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for First Federal Community Bank, National Association (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 62 quarters on file

Latest, Q2 2026: $194K
vs prior quarter: +$2K+1.0%; from Q1 2026
vs a year earlier: +$13K+7.2%; from Q2 2025
vs start of range: +$4K+2.1%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: First Federal Community Bank, National Association (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$194K	+$2K	+1.0%
Q1 2026	$192K	+$5K	+2.7%
Q4 2025	$187K	−$5K	−2.6%
Q3 2025	$192K	+$11K	+6.1%
Q2 2025	$181K	−$2K	−1.1%
Q1 2025	$183K	−$13K	−6.6%
Q4 2024	$196K	+$6K	+3.2%
Q3 2024	$190K	−$2K	−1.0%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from First Federal Community Bank, National Association’s own schedules, with a source for each figure.

Account Maintenance

Maintenance Service Charge, monthly$5
per month
RSA Token Monthly Fee$10
per month
Maintenance service charge (balance falls below $100) (audience not stated, treated as personal)$7
per month
Early Account Closure: within 90 days$50
Research (Court ordered and customer requested)$80
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee (all accounts)$1
per month
Money Market accounts Excessive Transaction Fee$5
per item
Return Mail Fee$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft FeeNo charge
Insufficient Funds Charge$32
per item
Overdraft transfer from Saving$2
per item

ATM & Card

ATM fees$4.99
Out of Network ATM Fee$2.50
Replacement of Debit card$12

Wire Transfers

Outgoing Domestic Wire (audience not stated, treated as personal)$30
Incoming Domestic Wire (audience not stated, treated as personal)$20
Outgoing International Wire (audience not stated, treated as personal)$50
per item
Incoming International Wire (audience not stated, treated as personal)$30
per item

Check Services

Money Order/Bank Check$8
per item
Stop Payment Fee$30
per item
Canadian Check Fee$10
per item
Copy Check/Paper or Bill Pay$8
per item

Cash & Deposit

Returned Item Fee$15
per item

Account Services

Safe Deposit Box Late Charge Assessment$15
Not compared: Box drilling or key fee
Garnishment$25
per item

Other Fees

Copy of Monthly Statement$10
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Service Charge, monthly	$5	per month	None
RSA Token Monthly Fee	$10	per month	None
Maintenance service charge (balance falls below $100) (audience not stated, treated as personal)	$7	per month	None
Early Account Closure: within 90 days	$50	Not stated	None
Research (Court ordered and customer requested)	$80Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee (all accounts)	$1	per month	None
Money Market accounts Excessive Transaction Fee	$5	per item	None
Return Mail Fee	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Fee	No charge	Not stated	None
Insufficient Funds Charge	$32	per item	None
Overdraft transfer from Saving	$2	per item	None
ATM & Card
ATM fees	$4.99	Not stated	None
Out of Network ATM Fee	$2.50	Not stated	None
Replacement of Debit card	$12	Not stated	None
Wire Transfers
Outgoing Domestic Wire (audience not stated, treated as personal)	$30	Not stated	None
Incoming Domestic Wire (audience not stated, treated as personal)	$20	Not stated	None
Outgoing International Wire (audience not stated, treated as personal)	$50	per item	None
Incoming International Wire (audience not stated, treated as personal)	$30	per item	None
Check Services
Money Order/Bank Check	$8	per item	None
Stop Payment Fee	$30	per item	None
Canadian Check Fee	$10	per item	None
Copy Check/Paper or Bill Pay	$8	per item	None
Cash & Deposit
Returned Item Fee	$15	per item	None
Account Services
Safe Deposit Box Late Charge Assessment	$15Not compared: Box drilling or key fee	Not stated	None
Garnishment	$25	per item	None
Other Fees
Copy of Monthly Statement	$10Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where First Federal Community Bank, National Association operates, and what regulators and customers have on file.

Market position

In Canton-Massillon, OH, First Federal Community Bank, National Association holds 0.3% of bank deposits, #16 of 18, with 1 office.

Compare fees with the 26 Canton-Massillon, OH banks and credit unions in its home-metro peer set →

Offices in the metro

137 offices of 36 institutions shown.

First Federal Community Bank, National AssociationOther banksCredit unions

Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).

Details

Source: FDIC Summary of Deposits (bank offices, June 30, 2026); NCUA credit union branch file (quarter ending June 30, 2026)
Area: Canton-Massillon, OH metro (FDIC metro code 15940), drawn from its counties
Coverage: Bank offices the FDIC places in the metro. Credit union offices in the cities those bank offices are in.
Asset band: Each institution's total assets as on file in our institution registry
Not drawn: 1 office has no coordinates on file

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1The Huntington National Bank41.4%
2JPMorgan Chase Bank, National Association11.9%
3First Commonwealth Bank8.9%
4KeyBank National Association8.3%
5Citizens Bank, National Association7.1%
6Consumers National Bank6.2%
7PNC Bank, National Association4.7%
8Fifth Third Bank, National Association2.6%
16First Federal Community Bank, National Association0.3%

9 of 18 institutions shown. $10.7B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: Canton-Massillon, OH metro (FDIC metro code 15940)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2025 to 2026

June 2026: 0.3% share, 1 office, #16 of 18

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2025 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2025 to 2026
Area: Canton-Massillon, OH metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

42 offices of 19 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

Fee change alerts

Get an email when First Federal Community Bank, National Association's safe deposit box changes in our data

We check once a day and send one email covering every change.