First Federal Community Bank, National Association

Headquarters: Dover, Ohio
Charter: Bank
Assets: $994.6M
Fed district: Cleveland

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7.50, the middle of its prices
First Federal Community Bank, National Association: $5 to $10
First Federal Community Bank, National Association: $5 to $10
U.S. median: no median
Overdraft (OD)
First Federal Community Bank, National Association: No fee
First Federal Community Bank, National Association: No fee
U.S. median: no median
NSF / Returned Item
First Federal Community Bank, National Association: $32
First Federal Community Bank, National Association: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Federal Community Bank, National Association’s own schedules, with a source for each figure.

Account Maintenance

Maintenance Service Charge, monthly$5
per month
RSA Token Monthly Fee$10
per month
Maintenance service charge (balance falls below $100) (audience not stated, treated as personal)$7
per month
Early Account Closure: within 90 days$50
Research (Court ordered and customer requested)$80
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee (all accounts)$1
per month
Money Market accounts Excessive Transaction Fee$5
per item
Return Mail Fee$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft FeeNo charge
Insufficient Funds Charge$32
per item
Overdraft transfer from Saving$2
per item

ATM & Card

ATM fees$4.99
Out of Network ATM Fee$2.50
Replacement of Debit card$12

Wire Transfers

Outgoing Domestic Wire (audience not stated, treated as personal)$30
Incoming Domestic Wire (audience not stated, treated as personal)$20
Outgoing International Wire (audience not stated, treated as personal)$50
per item
Incoming International Wire (audience not stated, treated as personal)$30
per item

Check Services

Money Order/Bank Check$8
per item
Stop Payment Fee$30
per item
Canadian Check Fee$10
per item
Copy Check/Paper or Bill Pay$8
per item

Cash & Deposit

Returned Item Fee$15
per item

Account Services

Safe Deposit Box Late Charge Assessment$15
Not compared: Box drilling or key fee
Garnishment$25
per item

Other Fees

Copy of Monthly Statement$10
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Maintenance Service Charge, monthly	$5	per month	None
RSA Token Monthly Fee	$10	per month	None
Maintenance service charge (balance falls below $100) (audience not stated, treated as personal)	$7	per month	None
Early Account Closure: within 90 days	$50	Not stated	None
Research (Court ordered and customer requested)	$80Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee (all accounts)	$1	per month	None
Money Market accounts Excessive Transaction Fee	$5	per item	None
Return Mail Fee	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Fee	No charge	Not stated	None
Insufficient Funds Charge	$32	per item	None
Overdraft transfer from Saving	$2	per item	None
ATM & Card
ATM fees	$4.99	Not stated	None
Out of Network ATM Fee	$2.50	Not stated	None
Replacement of Debit card	$12	Not stated	None
Wire Transfers
Outgoing Domestic Wire (audience not stated, treated as personal)	$30	Not stated	None
Incoming Domestic Wire (audience not stated, treated as personal)	$20	Not stated	None
Outgoing International Wire (audience not stated, treated as personal)	$50	per item	None
Incoming International Wire (audience not stated, treated as personal)	$30	per item	None
Check Services
Money Order/Bank Check	$8	per item	None
Stop Payment Fee	$30	per item	None
Canadian Check Fee	$10	per item	None
Copy Check/Paper or Bill Pay	$8	per item	None
Cash & Deposit
Returned Item Fee	$15	per item	None
Account Services
Safe Deposit Box Late Charge Assessment	$15Not compared: Box drilling or key fee	Not stated	None
Garnishment	$25	per item	None
Other Fees
Copy of Monthly Statement	$10Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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