Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

First Federal Community Bank, National Association

Dover, OhioBankCleveland Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Early Account Closure: within 90 days$50Above the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=early_closure; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Early Account Closure: within 90 days $50" · Source

monthly fee; All other accounts$20

$12 above the national median

per month · Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=monthly_maintenance; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Business ACH $50 set up; Platinum accounts $40 monthly fee; All other accounts $20 monthly fee" · Source

Paper Statement Fee (all accounts)$1

$2 below the national median

per month · Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=paper_statement; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Paper Statement Fee (all accounts) $1 per month" · Source

Overdraft & NSFVerified

Insufficient Funds Charge$32Within the typical range ($15–$32 nationally)
$4 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=nsf; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Insufficient Funds Charge $32 per item" · Source

ATM & CardVerified

Replacement of Debit card$12Above the typical range ($5–$11 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=card_replacement; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Replacement of Debit card $12" · Source

Wire TransfersVerified

Incoming Domestic / International Wire$20Above the typical range ($10–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=wire_intl_incoming; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Incoming Domestic / International Wire: $20 / $30 per wire" · Source
Outgoing Domestic / International Wire$30Below the typical range ($35–$50 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=wire_intl_outgoing; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Outgoing Domestic / International Wire $30 / $50 per wire" · Source

Check ServicesVerified

Money Order/Bank Check$8Above the typical range ($1.50–$5 nationally)
$6 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=money_order; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Money Order/Bank Check $8 per check" · Source
Stop Payment Fee$30Within the typical range ($20–$30 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=stop_payment; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Stop Payment Fee $30 per item" · Source

Digital & ElectronicVerified

Copy Check/Paper or Bill Pay$8Within the typical range ($0–$12.45 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=bill_pay; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Copy Check/Paper or Bill Pay $8 per check" · Source

Account ServicesVerified

Garnishment$25Below the typical range ($30–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=garnishment_levy; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Garnishment $25 per garnishment" · Source
Safe Deposit Box Late Fee$15Below the typical range ($20–$100 nationally)
$21 below the national median
Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=safe_deposit_box; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Safe Deposit Box Late Fee $15" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Early Account Closure: within 90 days	$50Above the typical range ($10–$25 nationally)	$30 above the national median	—	Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=early_closure; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Early Account Closure: within 90 days $50"	Source
monthly fee; All other accounts	$20Above the typical range ($5–$17.50 nationally)	$12 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=monthly_maintenance; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Business ACH $50 set up; Platinum accounts $40 monthly fee; All other accounts $20 monthly fee"	Source
Paper Statement Fee (all accounts)	$1Below the typical range ($2–$4.50 nationally)	$2 below the national median	per month	Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=paper_statement; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Paper Statement Fee (all accounts) $1 per month"	Source
Overdraft & NSFVerified
Insufficient Funds Charge	$32Within the typical range ($15–$32 nationally)	$4 above the national median	per item	Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=nsf; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Insufficient Funds Charge $32 per item"	Source
ATM & CardVerified
Replacement of Debit card	$12Above the typical range ($5–$11 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=card_replacement; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Replacement of Debit card $12"	Source
Wire TransfersVerified
Incoming Domestic / International Wire	$20Above the typical range ($10–$15 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=wire_intl_incoming; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Incoming Domestic / International Wire: $20 / $30 per wire"	Source
Outgoing Domestic / International Wire
Check ServicesVerified
Money Order/Bank Check	$8Above the typical range ($1.50–$5 nationally)	$6 above the national median	per item	Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=money_order; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Money Order/Bank Check $8 per check"	Source
Stop Payment Fee
Digital & ElectronicVerified
Copy Check/Paper or Bill Pay	$8Within the typical range ($0–$12.45 nationally)	$3 above the national median	per item	Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=bill_pay; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Copy Check/Paper or Bill Pay $8 per check"	Source
Account ServicesVerified
Garnishment	$25Below the typical range ($30–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #3108. canonical_hint=garnishment_levy; text_hash=4dd41fed32c263566441b1569a330a3635cb752707d341b28439f6fdc95fe042; excerpt="Garnishment $25 per garnishment"	Source
Safe Deposit Box Late Fee

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $32

14% above the national median NSF fee

Total fees: 12 — leaner than most institutions

Verified fees

Under review

Assets

$994.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$994.6M

Total deposits

$897.2M

Service charge income

$194K

Fee income ratio

1.9%

Return on assets

1.96%

Branches

Service charge income by quarter

Q2 2026$194K

Q1 2026$192K

Q4 2025$187K

Q3 2025$192K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 6,925 verified fees from 1,557 institutions

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