CNB St Louis Bank

Headquarters: Maplewood, Missouri
Charter: Bank
Assets: $812.9M
Fed district: St. Louis

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
CNB St Louis Bank: $5
CNB St Louis Bank: $5
U.S. median: no median
Overdraft (OD)
CNB St Louis Bank: $33
CNB St Louis Bank: $33
U.S. median: no median
Non-Network ATM
CNB St Louis Bank: $2
CNB St Louis Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from CNB St Louis Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$5
per month
Account Closure Fee$25
Paper Statement (monthly fee per account)$5
per month

Overdraft & NSF

Overdraft or Insufficient Funds Fee: Paid$33

ATM & Card

ATM Balance Inquiry Fee - Out of Network$2
ATM Withdrawal Fee - Out of Network$2
ATM or Debit Card Replacement$5

Wire Transfers

Wire Transfers – Domestic: Outgoing$30
Wire Transfers – International: Outgoing$75

Check Services

Cashier’s Check$7
Money Order$3
Stop Payments$35
Collection Items – Domestic$30
Collection Items – International$40
Photocopy of Check$3

Account Services

Signature Guarantees and Notary Services$2
Safe Deposit Late Fee (after 30 days)$10
Not compared: Box drilling or key fee
Safe Deposit Lost Key$10
Not compared: Box drilling or key fee
Garnishments / Levies$50

Other Fees

Photocopy of Account Statement$1

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$5	per month	None
Account Closure Fee	$25	Not stated	None
Paper Statement (monthly fee per account)	$5	per month	None
Overdraft & NSF
Overdraft or Insufficient Funds Fee: Paid	$33	Not stated	None
ATM & Card
ATM Balance Inquiry Fee - Out of Network	$2	Not stated	None
ATM Withdrawal Fee - Out of Network	$2	Not stated	None
ATM or Debit Card Replacement	$5	Not stated	None
Wire Transfers
Wire Transfers – Domestic: Outgoing	$30	Not stated	None
Wire Transfers – International: Outgoing	$75	Not stated	None
Check Services
Cashier’s Check	$7	Not stated	None
Money Order	$3	Not stated	None
Stop Payments	$35	Not stated	None
Collection Items – Domestic	$30	Not stated	None
Collection Items – International	$40	Not stated	None
Photocopy of Check	$3	Not stated	None
Account Services
Signature Guarantees and Notary Services	$2	Not stated	None
Safe Deposit Late Fee (after 30 days)	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Lost Key	$10Not compared: Box drilling or key fee	Not stated	None
Garnishments / Levies	$50	Not stated	None
Other Fees
Photocopy of Account Statement	$1	Not stated	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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