Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

CNB St Louis Bank

Maplewood, MissouriBankSt. Louis Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Paper Statement (monthly fee per account)$5Above the typical range ($2–$4.99 nationally)

Overdraft & NSFVerified

Overdraft or Insufficient Funds Fee | Paid$33Above the typical range ($25–$32 nationally)
$3 above the national median
Source

ATM & CardVerified

ATM or Debit Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source
ATM Withdrawal Fee - Out of Network$2Within the typical range ($1–$2.50 nationally)
$0.25 above the national median
Source

Wire TransfersVerified

Wire Transfers – Domestic | Outgoing$30Above the typical range ($20–$25 nationally)
$5 above the national median
Source
Wire Transfers – International | Outgoing$75Above the typical range ($40–$50 nationally)
$25 above the national median
Source

Check ServicesVerified

Cashier’s Check$7Above the typical range ($3–$5.50 nationally)
$2 above the national median
Source
Money Order$3Within the typical range ($1.75–$3 nationally)
$1 above the national median
Source
Photocopy of Check$3Within the typical range ($2–$5 nationally)
At the national median
Source
Stop Payments$35Above the typical range ($20–$30 nationally)
$9 above the national median
Source

Account ServicesVerified

Garnishments / Levies$50Within the typical range ($30–$75 nationally)
At the national median
Source
Safe Deposit Late Fee (after 30 days)$10Below the typical range ($25–$77.50 nationally)
$35 below the national median
Source
Signature Guarantees and Notary Services$2Within the typical range ($0–$5 nationally)
$0.50 below the national median
Source

Other FeesVerified

Photocopy of Account Statement$1Below the typical range ($2–$5 nationally)
$2 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Paper Statement (monthly fee per account)	$5Above the typical range ($2–$4.99 nationally)	$2 above the national median	per month	—	Source
Overdraft & NSFVerified
Overdraft or Insufficient Funds Fee \| Paid	$33Above the typical range ($25–$32 nationally)	$3 above the national median	—	—	Source
ATM & CardVerified
ATM or Debit Card Replacement	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	—	Source
ATM Withdrawal Fee - Out of Network	$2
Wire TransfersVerified
Wire Transfers – Domestic \| Outgoing	$30Above the typical range ($20–$25 nationally)	$5 above the national median	—	—	Source
Wire Transfers – International \| Outgoing	$75
Check ServicesVerified
Cashier’s Check	$7Above the typical range ($3–$5.50 nationally)	$2 above the national median	—	—	Source
Money Order	$3
Account ServicesVerified
Garnishments / Levies	$50Within the typical range ($30–$75 nationally)	At the national median	—	—	Source
Safe Deposit Late Fee (after 30 days)	$10
Other FeesVerified
Photocopy of Account Statement	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$33

Overdraft fee: $33

10% above the national median overdraft fee

Total fees: 14 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$812.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$812.9M

Total deposits

$696.8M

Service charge income

$233K

Fee income ratio

3.0%

Return on assets

1.34%

Branches

Service charge income by quarter

Q2 2026$233K

Q1 2026$234K

Q4 2025$247K

Q3 2025$220K

Financial profile · Pro

Performance from regulator filings

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Based on 37,029 published fee entries from 2,596 institutions

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