Compared with Florida
15 of 24
compared fees are above the median.
7 below, 2 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
63rd percentile; peer median 2.9%
FDIC call report data · Jun 30, 2026
Fees above the Florida median
of 24 compared; 7 below, 2 about the same
See the feesFee schedule read Oct 9, 2026
Call-report figures are for Seacoast National Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 95 banks with $10B to $50B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Florida median | Published fees above the Florida median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Seacoast National Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 9, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 3.4% of revenue, above the 2.9% median of 95 banks with $10B to $50B in assets (63rd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $7.0M in Q2 2026, 27% above the same quarter a year earlier ($5.5M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
15 of 24 compared published fees sit above the Florida median; 7 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Florida medians for fees published by banks and credit unions.
Non-Network ATM
Overdraft (OD)
NSF / Returned Item
Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 14% from Q3 2025 to Q2 2026, to $7.0M. Its share of revenue, 3.4%, is above the 2.9% median for banks with $10B to $50B in assets.
$7.0M
Seacoast National BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 95 banks with $10B to $50B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
Seacoast National Bank · $21.3B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Seacoast National Bank(this institution) | Stuart, FL | $21.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Ameriprise Bank, FSB | Minneapolis, MN | $25.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Apple Bank | New York, NY | $19.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Bank of Hawaii | Honolulu, HI | $23.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Bank of Hope | Los Angeles, CA | $19B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Beacon Bank and Trust | Brookline, MA | $22.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Busey Bank | Champaign, IL | $18.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Centennial Bank | Conway, AR | $24.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Citizens Business Bank, National Association | Ontario, CA | $21.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Community Bank, National Association | Canton, NY | $17.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Enterprise Bank & Trust | Clayton, MO | $17.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Financial Bank | Cincinnati, OH | $22.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Hawaiian Bank | Honolulu, HI | $23.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Merchants Bank | Muncie, IN | $21.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| FirstBank Puerto Rico | Santurce, PR | $19.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Mechanics Bank | Walnut Creek, CA | $21.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Northwest Bank | Warren, PA | $17.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| OceanFirst Bank, National Association | Toms River, NJ | $23.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Provident Bank | Jersey City, NJ | $25.7B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| ServisFirst Bank | Birmingham, AL | $18.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Simmons Bank | Pine Bluff, AR | $24.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Stifel Bank and Trust | Saint Louis, MO | $19.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Central Trust Bank | Jefferson City, MO | $20.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Third Federal Savings and Loan Association of Cleveland | Cleveland, OH | $18.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Trustmark Bank | Jackson, MS | $19.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Wilmington Savings Fund Society, FSB | Wilmington, DE | $22.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 16 publish this fee(monthly maintenance)
9 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $9.98 among 16 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Seacoast National Bank does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Seacoast National Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $7.0M | +$133K | +1.9% |
| Q1 2026 | $6.9M | +$440K | +6.8% |
| Q4 2025 | $6.5M | +$277K | +4.5% |
| Q3 2025 | $6.2M | +$656K | +11.8% |
| Q2 2025 | $5.5M | +$359K | +6.9% |
| Q1 2025 | $5.2M | +$42K | +0.8% |
| Q4 2024 | $5.1M | −$275K | −5.1% |
| Q3 2024 | $5.4M | +$72K | +1.3% |
Financial cohort: 111 banks with $10B to $50B in assets filing for Q2 2026; 95 reported a share above 0% and are counted, Seacoast National Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Seacoast National Bank by share.
Amounts from Seacoast National Bank’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per hour
per hour
per month
per item
per item
per item
per item
per item
per item
per month
per hour
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account closing (90 days from open date) | $15Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Dormant account (per month1) | $15Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Balancing (per hour) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Research per hour | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Mail (per month) | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| Non-Sufficient Funds/Overdrafts (For each item) | $35Above the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Overdraft (OD) | $35Above the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Non-Sufficient Funds/Overdrafts (For each item) | $35Above the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Overdraft Protection Transfer (CheckProtek) | $10Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
ATM & Card | |||
| Inquiry or transactions at non-Seacoast ATMs | $3.50Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| International debit card RUSH replacement | $100Above the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
| Foreign Transaction Fee | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Outgoing (Wire room assisted) | $55Above the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Outgoing (Wire room assisted) | $37Above the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| WIRE TRANSFER: Notary Services: Incoming | $15Inside the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Check Services | |||
| Cashier’s Checks | $10Above the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Stop payment | $35Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Temporary Check | $1Inside the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Check Cashing (Non-Customer < $2,500) | $10Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Per check image | $3Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Cash & Deposit | |||
| Return Deposit Item | $12Inside the U.S. middle 50% ($9 to $25 nationally) | Not stated | None |
Account Services | |||
| Notary Services: Customer | $3Inside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Notary Services: Non-Customer | $5Inside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| Drilling | $200Not compared: Box drilling or key fee | Not stated | None |
| Lost Key | $50Not compared: Box drilling or key fee | Not stated | None |
| RESEARCH: 5 x 10 | $100Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 10 x 10 | $165Above the U.S. middle 50% ($32.50 to $60 nationally) | per item | None |
| Safe Deposit Box 13 x 10 | $190Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 18 x 11 | $195Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 2 x 5 | $45Inside the U.S. middle 50% ($32.50 to $60 nationally) | per item | None |
| Safe Deposit Box 3 x 10 | $75Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 3 x 5 | $55Not compared: Monthly charge, not annual | per month | None |
| Safe Deposit Box 36 x 11 | $315Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 5 x 5 | $65Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 7 x 10 | $125Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Child Support Processing fee | $100Above the U.S. middle 50% ($30 to $85.63 nationally) | Not stated | None |
| Garnishment Processing fee | $250Above the U.S. middle 50% ($30 to $85.63 nationally) | Not stated | None |
| IRS Levy Processing fee | $125Above the U.S. middle 50% ($30 to $85.63 nationally) | Not stated | None |
| Subordination Agreement | $195Above the U.S. middle 50% ($50 to $150 nationally) | Not stated | None |
| Subpoena Processing fee per hour | $85Not compared: Charged per hour; comparison unavailable | per hour | None |
Lending Fees | |||
| ATM DEBIT CARD: Late Fee | $10Below the U.S. middle 50% ($15 to $25 nationally) | Not stated | None |
Retirement & IRA | |||
| IRA Closing Fee | $25Inside the U.S. middle 50% ($25 to $35 nationally) | Not stated | None |
Other Fees | |||
| Fax (1st page) | $2.50Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Faxed | $15Above the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Interim statement (ATM/Branch) | $2Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Per statement copy | $10Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Photocopy (per page, $1.00 minimum) | $0.25Below the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Research per photocopy | $1Below the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Mortgage Payoff Processing Fee | $25Inside the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
| Reamortization schedule | $250Above the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Seacoast National Bank operates, and what regulators and customers have on file.
Branch footprint
106 offices in 2 states, $16.8B in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 22 | $3.5B | |
| 11 | $3.4B | |
| 12 | $2.6B | |
| 16 | $2.2B | |
| 6 | $686.4M | |
| 7 | $644.5M | |
| Outside a metro area | 4 | $625.3M |
| 4 | $609.9M |
Miami-Fort Lauderdale-West Palm Beach, FL
1% of bank deposits, #21 of 86, up 0.6 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| Bank of America, National Association | 15.7% |
| JPMorgan Chase Bank, National Association | 12.5% |
| Wells Fargo Bank, National Association | 10.7% |
| Citibank, National Association | 6.4% |
| Truist Bank | 6.2% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Miami-Fort Lauderdale-West Palm Beach, FL, Seacoast National Bank holds 1% of bank deposits, #21 of 86, with 22 offices.
900 offices of 24 institutions shown.
Showing 900 of 1,495 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 86 institutions shown. $348.8B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 1% share, 22 offices, #21 of 86
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
173 offices of 39 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
3 past actions
Past
OCC, penalty $27K
Consumer Law; Flood Insurance
OCC. Ended September 19, 2013
OCC, penalty $17K
Source: public enforcement action lists from the OCC and Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
We check once a day and send one email covering every change.