Seacoast National Bank

Headquarters: Stuart, Florida
Charter: Bank
Assets: $21.3B
Fed district: Atlanta
Regulator: OCC
Holding company: Seacoast Banking Corp of Fl

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 9, 2026

How these figures are measured

Call-report figures are for Seacoast National Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Seacoast National Bank's published fee schedule; Bank Fee Index medians	Current schedule	Oct 9, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: Seacoast National Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $7.0M in Q2 2026, 27% above the same quarter a year earlier ($5.5M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Seacoast National Bank: $35
Seacoast National Bank: $35
U.S. median: no median
NSF / Returned Item
Seacoast National Bank: $35
Seacoast National Bank: $35
U.S. median: no median
Non-Network ATM
Seacoast National Bank: $3.50
Seacoast National Bank: $3.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income rose 14% from Q3 2025 to Q2 2026, to $7.0M.

Service-charge income, Q2 2026

$7.0M

$6.2MQ3 2025

$6.5MQ4 2025

$6.9MQ1 2026

$7.0MQ2 2026

Against the median

Seacoast National BankMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Seacoast National Bank · $21.3B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Banks only
$17.2B to $25.7B in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Seacoast National Bank(this institution)	Stuart, FL	$21.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ameriprise Bank, FSB	Minneapolis, MN	$25.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Apple Bank	New York, NY	$19.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Bank of Hawaii	Honolulu, HI	$23.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Bank of Hope	Los Angeles, CA	$19B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Beacon Bank and Trust	Brookline, MA	$22.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Busey Bank	Champaign, IL	$18.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Centennial Bank	Conway, AR	$24.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Citizens Business Bank, National Association	Ontario, CA	$21.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Community Bank, National Association	Canton, NY	$17.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Enterprise Bank & Trust	Clayton, MO	$17.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Financial Bank	Cincinnati, OH	$22.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Hawaiian Bank	Honolulu, HI	$23.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Merchants Bank	Muncie, IN	$21.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
FirstBank Puerto Rico	Santurce, PR	$19.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Mechanics Bank	Walnut Creek, CA	$21.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Northwest Bank	Warren, PA	$17.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
OceanFirst Bank, National Association	Toms River, NJ	$23.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Provident Bank	Jersey City, NJ	$25.7B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
ServisFirst Bank	Birmingham, AL	$18.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Simmons Bank	Pine Bluff, AR	$24.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Stifel Bank and Trust	Saint Louis, MO	$19.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Central Trust Bank	Jefferson City, MO	$20.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Third Federal Savings and Loan Association of Cleveland	Cleveland, OH	$18.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Trustmark Bank	Jackson, MS	$19.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Wilmington Savings Fund Society, FSB	Wilmington, DE	$22.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 16 publish this fee(monthly maintenance)

9 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Seacoast National Bank does not publish a monthly maintenance fee in the index.

The peer median is $9.98 among 16 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Seacoast National Bank does not publish a monthly maintenance fee, so it is not on this chart.

Seacoast National BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Seacoast National Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $7.0M
vs prior quarter: +$133K+1.9%; from Q1 2026
vs a year earlier: +$1.5M+27.2%; from Q2 2025
vs start of range: +$1.6M+30.1%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: Seacoast National Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$7.0M	+$133K	+1.9%
Q1 2026	$6.9M	+$440K	+6.8%
Q4 2025	$6.5M	+$277K	+4.5%
Q3 2025	$6.2M	+$656K	+11.8%
Q2 2025	$5.5M	+$359K	+6.9%
Q1 2025	$5.2M	+$42K	+0.8%
Q4 2024	$5.1M	−$275K	−5.1%
Q3 2024	$5.4M	+$72K	+1.3%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Seacoast National Bank’s own schedules, with a source for each figure.

Account Maintenance

Account closing (90 days from open date)$15
Dormant account (per month1)$15
per month
Balancing (per hour)$30
Not compared: Charged per hour; comparison unavailable
per hour
Research per hour$30
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail (per month)$5
per month

Overdraft & NSF

Non-Sufficient Funds/Overdrafts (For each item)$35
per item
Overdraft (OD)$35
per item
Non-Sufficient Funds/Overdrafts (For each item)$35
per item
Overdraft Protection Transfer (CheckProtek)$10

ATM & Card

Inquiry or transactions at non-Seacoast ATMs$3.50
International debit card RUSH replacement$100
Foreign Transaction Fee1%of the transaction

Wire Transfers

Outgoing (Wire room assisted)$55
Outgoing (Wire room assisted)$37
WIRE TRANSFER: Notary Services: Incoming$15

Check Services

Cashier’s Checks$10
Stop payment$35
Temporary Check$1
Check Cashing (Non-Customer < $2,500)$10
Per check image$3
per item

Cash & Deposit

Return Deposit Item$12

Account Services

Notary Services: Customer$3
Notary Services: Non-Customer$5
Drilling$200
Not compared: Box drilling or key fee
Lost Key$50
Not compared: Box drilling or key fee
RESEARCH: 5 x 10$100
Safe Deposit Box 10 x 10$165
per item
Safe Deposit Box 13 x 10$190
Safe Deposit Box 18 x 11$195
Safe Deposit Box 2 x 5$45
per item
Safe Deposit Box 3 x 10$75
Safe Deposit Box 3 x 5$55
Not compared: Monthly charge, not annual
per month
Safe Deposit Box 36 x 11$315
Safe Deposit Box 5 x 5$65
Safe Deposit Box 7 x 10$125
Child Support Processing fee$100
Garnishment Processing fee$250
IRS Levy Processing fee$125
Subordination Agreement$195
Subpoena Processing fee per hour$85
Not compared: Charged per hour; comparison unavailable
per hour

Lending Fees

ATM DEBIT CARD: Late Fee$10

Retirement & IRA

IRA Closing Fee$25

Other Fees

Fax (1st page)$2.50
Faxed$15
per item
Interim statement (ATM/Branch)$2
Per statement copy$10
Photocopy (per page, $1.00 minimum)$0.25
Research per photocopy$1
Mortgage Payoff Processing Fee$25
Reamortization schedule$250

Fee	Amount	Basis	Note
Account Maintenance
Account closing (90 days from open date)	$15	Not stated	None
Dormant account (per month1)	$15	per month	None
Balancing (per hour)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Research per hour	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail (per month)	$5	per month	None
Overdraft & NSF
Non-Sufficient Funds/Overdrafts (For each item)	$35	per item	None
Overdraft (OD)	$35	per item	None
Non-Sufficient Funds/Overdrafts (For each item)	$35	per item	None
Overdraft Protection Transfer (CheckProtek)	$10	Not stated	None
ATM & Card
Inquiry or transactions at non-Seacoast ATMs	$3.50	Not stated	None
International debit card RUSH replacement	$100	Not stated	None
Foreign Transaction Fee	1%of the transaction	Not stated	None
Wire Transfers
Outgoing (Wire room assisted)	$55	Not stated	None
Outgoing (Wire room assisted)	$37	Not stated	None
WIRE TRANSFER: Notary Services: Incoming	$15	Not stated	None
Check Services
Cashier’s Checks	$10	Not stated	None
Stop payment	$35	Not stated	None
Temporary Check	$1	Not stated	None
Check Cashing (Non-Customer < $2,500)	$10	Not stated	None
Per check image	$3	per item	None
Cash & Deposit
Return Deposit Item	$12	Not stated	None
Account Services
Notary Services: Customer	$3	Not stated	None
Notary Services: Non-Customer	$5	Not stated	None
Drilling	$200Not compared: Box drilling or key fee	Not stated	None
Lost Key	$50Not compared: Box drilling or key fee	Not stated	None
RESEARCH: 5 x 10	$100	Not stated	None
Safe Deposit Box 10 x 10	$165	per item	None
Safe Deposit Box 13 x 10	$190	Not stated	None
Safe Deposit Box 18 x 11	$195	Not stated	None
Safe Deposit Box 2 x 5	$45	per item	None
Safe Deposit Box 3 x 10	$75	Not stated	None
Safe Deposit Box 3 x 5	$55Not compared: Monthly charge, not annual	per month	None
Safe Deposit Box 36 x 11	$315	Not stated	None
Safe Deposit Box 5 x 5	$65	Not stated	None
Safe Deposit Box 7 x 10	$125	Not stated	None
Child Support Processing fee	$100	Not stated	None
Garnishment Processing fee	$250	Not stated	None
IRS Levy Processing fee	$125	Not stated	None
Subordination Agreement	$195	Not stated	None
Subpoena Processing fee per hour	$85Not compared: Charged per hour; comparison unavailable	per hour	None
Lending Fees
ATM DEBIT CARD: Late Fee	$10	Not stated	None
Retirement & IRA
IRA Closing Fee	$25	Not stated	None
Other Fees
Fax (1st page)	$2.50	Not stated	None
Faxed	$15	per item	None
Interim statement (ATM/Branch)	$2	Not stated	None
Per statement copy	$10	Not stated	None
Photocopy (per page, $1.00 minimum)	$0.25	Not stated	None
Research per photocopy	$1	Not stated	None
Mortgage Payoff Processing Fee	$25	Not stated	None
Reamortization schedule	$250	Not stated	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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