American Bank & Trust Company, Inc.

Headquarters: Bowling Green, Kentucky
Charter: Bank
Assets: $924.4M
Fed district: St. Louis

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
American Bank & Trust Company, Inc.: $30
American Bank & Trust Company, Inc.: $30
U.S. median: no median
NSF / Returned Item
American Bank & Trust Company, Inc.: $30
American Bank & Trust Company, Inc.: $30
U.S. median: no median
Non-Network ATM
American Bank & Trust Company, Inc.: $2
American Bank & Trust Company, Inc.: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from American Bank & Trust Company, Inc.’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Fee$15
Dormant free$5
Account Balancing per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research per hour$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research place on DVD$25

Overdraft & NSF

NSF Fee-Paid$30
NSF Fee-Returned Item Fee$30
Daily Overdraft Fee$5
per day

ATM & Card

Foreign ATM Fee$2
Replacement Visa Check Card (lost card)$5

Wire Transfers

Wire Transfer: Outgoing (Domestic)$15
Wire Transfer: Incoming (Domestic)$10
Wire Transfer: Outgoing (International)$70
Wire Transfer: Incoming (International)$30

Check Services

Cashier’s Checks$3
Account Alerts (lost Checkbooks, etc.)$30
Stop Payment$30
Temporary Checks$1
per item
International Check Collection: Outgoing$30
Replacement Statement (With copies of checks)$5

Cash & Deposit

Return Deposit Item Fee (Charge Back Fee)$5
Night Deposit Box Lost Key Fee$3.50

Account Services

Notary Service (Non Customers Only)$10
Safe Deposit Box Replacement Key$75
Not compared: Box drilling or key fee
Safe Deposit Drilling Fee$150
Not compared: Box drilling or key fee

Gift & Prepaid Cards

Visa Gift Cards$3.50

Other Fees

Fax Services$2

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee	$15	Not stated	None
Dormant free	$5	Not stated	None
Account Balancing per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research place on DVD	$25	Not stated	None
Overdraft & NSF
NSF Fee-Paid	$30	Not stated	None
NSF Fee-Returned Item Fee	$30	Not stated	None
Daily Overdraft Fee	$5	per day	None
ATM & Card
Foreign ATM Fee	$2	Not stated	None
Replacement Visa Check Card (lost card)	$5	Not stated	None
Wire Transfers
Wire Transfer: Outgoing (Domestic)	$15	Not stated	None
Wire Transfer: Incoming (Domestic)	$10	Not stated	None
Wire Transfer: Outgoing (International)	$70	Not stated	None
Wire Transfer: Incoming (International)	$30	Not stated	None
Check Services
Cashier’s Checks	$3	Not stated	None
Account Alerts (lost Checkbooks, etc.)	$30	Not stated	None
Stop Payment	$30	Not stated	None
Temporary Checks	$1	per item	None
International Check Collection: Outgoing	$30	Not stated	None
Replacement Statement (With copies of checks)	$5	Not stated	None
Cash & Deposit
Return Deposit Item Fee (Charge Back Fee)	$5	Not stated	None
Night Deposit Box Lost Key Fee	$3.50	Not stated	None
Account Services
Notary Service (Non Customers Only)	$10	Not stated	None
Safe Deposit Box Replacement Key	$75Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Drilling Fee	$150Not compared: Box drilling or key fee	Not stated	None
Gift & Prepaid Cards
Visa Gift Cards	$3.50	Not stated	None
Other Fees
Fax Services	$2	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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