Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

FinWise Bank

Murray, UtahBankSan Francisco Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Customers Dormant Account Charge$10Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Page 27 of 47 Revised: February 9, 2026 Insufficient Funds/Overdraft Fee$21Below the typical range ($25–$33 nationally)
$9 below the national median$4 below the Utah median
Source
Return Check Charge$21Below the typical range ($25–$32 nationally)
$9 below the national median$4 below the Utah median
Source

Check ServicesVerified

Customers – Limit 10 Cashier’s Checks$0Below the typical range ($3–$6 nationally)
$5 below the national median$1 below the Utah median
Source
Checks & Money Orders Money Order Fee$0Below the typical range ($1.50–$3 nationally)
$2 below the national median$1.38 below the Utah median
Source
Customers Stop Payment Fee$26Within the typical range ($20–$30 nationally)
$1.50 below the national median$11 above the Utah median
Source
Customers Counter Checks$0Below the typical range ($1–$4 nationally)
$2 below the national median$1 below the Utah median
Source
Copies of Checks Notary Fee$0Below the typical range ($2–$5 nationally)
$3 below the national median$3 below the Utah median
Source

Account ServicesVerified

Customers Notary Service$0Within the typical range ($0–$5 nationally)
$2.50 below the national median$1.25 below the Utah median
Source
10-inch Drill Box and Change Lock$275Above the typical range ($30–$70 nationally)
$230 above the national median$245 above the Utah median
Source
Customers Safe Deposit Annual Box Rental$25Below the typical range ($30–$70 nationally)
$20 below the national median$5 below the Utah median
per year · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Customers Dormant Account Charge	$10Within the typical range ($5–$10 nationally)	$5 above the national median$5 above the Utah median	per month	—	Source
Overdraft & NSFVerified
Page 27 of 47 Revised: February 9, 2026 Insufficient Funds/Overdraft Fee	$21Below the typical range ($25–$33 nationally)	$9 below the national median$4 below the Utah median	—	—	Source
Return Check Charge	$21
Wire TransfersVerified
Wires Foreign Transfers - Outgoing	$50Within the typical range ($40–$50 nationally)	At the national median$5 above the Utah median	—	—	Source
Check ServicesVerified
Customers – Limit 10 Cashier’s Checks	$0Below the typical range ($3–$6 nationally)	$5 below the national median$1 below the Utah median	—	—	Source
Checks & Money Orders Money Order Fee	$0
Cash & DepositVerified
Charge Back Items	$0Below the typical range ($8–$25 nationally)	$15 below the national median$16.50 below the Utah median	—	—	Source
Account ServicesVerified
Customers Notary Service	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median$1.25 below the Utah median	—	—	Source
10-inch Drill Box and Change Lock	$275
Lending FeesVerified
Late Fee	$10Within the typical range ($10–$25 nationally)	$10 below the national median$10 below the Utah median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$21

Overdraft fee: $21

30% below the national median overdraft fee

14 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$915.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$915.5M

Total deposits

$723.0M

Service charge income

$131K

Fee income ratio

0.24%

Return on assets

1.32%

Branches

Service charge income by quarter

Q2 2026$131K

Q1 2026$123K

Q4 2025$33K

Q3 2025$87K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,356 published fee entries from 3,591 institutions

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