Bank of Botetourt

Headquarters: Buchanan, Virginia
Charter: Bank
Assets: $939.4M
Fed district: Richmond

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Bank of Botetourt: $10
Bank of Botetourt: $10
U.S. median: no median
Overdraft (OD)
Compared at $35, its standard fee, the highest of its prices
Bank of Botetourt: $20 to $35
Bank of Botetourt: $20 to $35
U.S. median: no median
NSF / Returned Item
Compared at $27.50, the middle of its prices
Bank of Botetourt: $20 to $35
Bank of Botetourt: $20 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Bank of Botetourt’s own schedules, with a source for each figure.

Account Maintenance

☒ A maintenance fee$10
per month
Dormant Checking Account Fee$10
per month
Dormant Savings Account Fee$10
per month
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Outgoing Facsimile$3
per item · First Page / $1.00 each additional page
Paper statement fee$3
Undeliverable Statement Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft/Returned Item Fee$20
Overdraft/Returned Item Fee$35
Overdraft/Returned Item Fee$35
Overdraft/Returned Item Fee$20

ATM & Card

Foreign ATM Transaction Fees$1
per transaction

Wire Transfers

Outgoing Wire$20
per item
Incoming Wire$15
per item
International Wire - Outgoing$40
per item

Check Services

Online Bill Payment - Stop Payment$35
per item
Counter Checks$0.50
per item
Copy of Single Check Image$1

Digital & Electronic

Online Bill Payment - Verification$10
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Deposited Item Returned Fee$10
per item

Account Services

Notary Service$5
per item
Drill and Replace Lock$150
Not compared: Box drilling or key fee
Late Charge$10
Not compared: Box drilling or key fee
Safe Deposit Box Size: 10 x 10$110
per year
Safe Deposit Box Size: 2 x 5$30
per year
Safe Deposit Box Size: 3 x 10$50
per year
Safe Deposit Box Size: 3 x 5$35
per year
Safe Deposit Box Size: 5 x 10$70
per year
Safe Deposit Box Size: 5 x 5$45
per year
Safe Deposit Box Size: 7 x 10$90
per year
Single Key Replacement$35
Not compared: Box drilling or key fee
Legal Processing Fee (Tax Levies, Garnishments, Etc.)$75

Retirement & IRA

IRA Transfer$50
per item

Other Fees

Copy of Statement without Images$1
Photocopies$0.25
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
☒ A maintenance fee	$10	per month	None
Dormant Checking Account Fee	$10	per month	None
Dormant Savings Account Fee	$10	per month	None
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Outgoing Facsimile	$3	per item	First Page / $1.00 each additional page
Paper statement fee	$3	Not stated	None
Undeliverable Statement Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft/Returned Item Fee	$20	Not stated	None
Overdraft/Returned Item Fee	$35	Not stated	None
Overdraft/Returned Item Fee	$35	Not stated	None
Overdraft/Returned Item Fee	$20	Not stated	None
ATM & Card
Foreign ATM Transaction Fees	$1	per transaction	None
Wire Transfers
Outgoing Wire	$20	per item	None
Incoming Wire	$15	per item	None
International Wire - Outgoing	$40	per item	None
Check Services
Online Bill Payment - Stop Payment	$35	per item	None
Counter Checks	$0.50	per item	None
Copy of Single Check Image	$1	Not stated	None
Digital & Electronic
Online Bill Payment - Verification	$10Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Deposited Item Returned Fee	$10	per item	None
Account Services
Notary Service	$5	per item	None
Drill and Replace Lock	$150Not compared: Box drilling or key fee	Not stated	None
Late Charge	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Size: 10 x 10	$110	per year	None
Safe Deposit Box Size: 2 x 5	$30	per year	None
Safe Deposit Box Size: 3 x 10	$50	per year	None
Safe Deposit Box Size: 3 x 5	$35	per year	None
Safe Deposit Box Size: 5 x 10	$70	per year	None
Safe Deposit Box Size: 5 x 5	$45	per year	None
Safe Deposit Box Size: 7 x 10	$90	per year	None
Single Key Replacement	$35Not compared: Box drilling or key fee	Not stated	None
Legal Processing Fee (Tax Levies, Garnishments, Etc.)	$75	Not stated	None
Retirement & IRA
IRA Transfer	$50	per item	None
Other Fees
Copy of Statement without Images	$1	Not stated	None
Photocopies	$0.25Not compared: Charged per page; comparison unavailable	per page	None

Account Maintenance

Undeliverable Statement Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Returned Item Fee$35

Wire Transfers

International Wire - Incoming$15
per item

Account Services

Safe Deposit Box Size: 10 x 10$110
per year
Safe Deposit Box Size: 2 x 5$30
per year
Safe Deposit Box Size: 3 x 10$50
per year
Safe Deposit Box Size: 3 x 5$35
per year
Safe Deposit Box Size: 5 x 10$70
per year
Safe Deposit Box Size: 5 x 5$45
per year
Safe Deposit Box Size: 7 x 10$90
per year

Fee	Amount	Basis	Note
Account Maintenance
Undeliverable Statement Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Returned Item Fee	$35	Not stated	None
Wire Transfers
International Wire - Incoming	$15	per item	None
Account Services
Safe Deposit Box Size: 10 x 10	$110	per year	None
Safe Deposit Box Size: 2 x 5	$30	per year	None
Safe Deposit Box Size: 3 x 10	$50	per year	None
Safe Deposit Box Size: 3 x 5	$35	per year	None
Safe Deposit Box Size: 5 x 10	$70	per year	None
Safe Deposit Box Size: 5 x 5	$45	per year	None
Safe Deposit Box Size: 7 x 10	$90	per year	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Bank of Botetourt's early account closure changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Bank of Botetourt: $10
Bank of Botetourt: $10
U.S. median: no median
Overdraft (OD)
Compared at $35, its standard fee, the highest of its prices
Bank of Botetourt: $20 to $35
Bank of Botetourt: $20 to $35
U.S. median: no median
NSF / Returned Item
Compared at $27.50, the middle of its prices
Bank of Botetourt: $20 to $35
Bank of Botetourt: $20 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Bank of Botetourt’s own schedules, with a source for each figure.

Account Maintenance

☒ A maintenance fee$10
per month
Dormant Checking Account Fee$10
per month
Dormant Savings Account Fee$10
per month
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Outgoing Facsimile$3
per item · First Page / $1.00 each additional page
Paper statement fee$3
Undeliverable Statement Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft/Returned Item Fee$20
Overdraft/Returned Item Fee$35
Overdraft/Returned Item Fee$35
Overdraft/Returned Item Fee$20

ATM & Card

Foreign ATM Transaction Fees$1
per transaction

Wire Transfers

Outgoing Wire$20
per item
Incoming Wire$15
per item
International Wire - Outgoing$40
per item

Check Services

Online Bill Payment - Stop Payment$35
per item
Counter Checks$0.50
per item
Copy of Single Check Image$1

Digital & Electronic

Online Bill Payment - Verification$10
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Deposited Item Returned Fee$10
per item

Account Services

Notary Service$5
per item
Drill and Replace Lock$150
Not compared: Box drilling or key fee
Late Charge$10
Not compared: Box drilling or key fee
Safe Deposit Box Size: 10 x 10$110
per year
Safe Deposit Box Size: 2 x 5$30
per year
Safe Deposit Box Size: 3 x 10$50
per year
Safe Deposit Box Size: 3 x 5$35
per year
Safe Deposit Box Size: 5 x 10$70
per year
Safe Deposit Box Size: 5 x 5$45
per year
Safe Deposit Box Size: 7 x 10$90
per year
Single Key Replacement$35
Not compared: Box drilling or key fee
Legal Processing Fee (Tax Levies, Garnishments, Etc.)$75

Retirement & IRA

IRA Transfer$50
per item

Other Fees

Copy of Statement without Images$1
Photocopies$0.25
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
☒ A maintenance fee	$10	per month	None
Dormant Checking Account Fee	$10	per month	None
Dormant Savings Account Fee	$10	per month	None
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Outgoing Facsimile	$3	per item	First Page / $1.00 each additional page
Paper statement fee	$3	Not stated	None
Undeliverable Statement Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft/Returned Item Fee	$20	Not stated	None
Overdraft/Returned Item Fee	$35	Not stated	None
Overdraft/Returned Item Fee	$35	Not stated	None
Overdraft/Returned Item Fee	$20	Not stated	None
ATM & Card
Foreign ATM Transaction Fees	$1	per transaction	None
Wire Transfers
Outgoing Wire	$20	per item	None
Incoming Wire	$15	per item	None
International Wire - Outgoing	$40	per item	None
Check Services
Online Bill Payment - Stop Payment	$35	per item	None
Counter Checks	$0.50	per item	None
Copy of Single Check Image	$1	Not stated	None
Digital & Electronic
Online Bill Payment - Verification	$10Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Deposited Item Returned Fee	$10	per item	None
Account Services
Notary Service	$5	per item	None
Drill and Replace Lock	$150Not compared: Box drilling or key fee	Not stated	None
Late Charge	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Size: 10 x 10	$110	per year	None
Safe Deposit Box Size: 2 x 5	$30	per year	None
Safe Deposit Box Size: 3 x 10	$50	per year	None
Safe Deposit Box Size: 3 x 5	$35	per year	None
Safe Deposit Box Size: 5 x 10	$70	per year	None
Safe Deposit Box Size: 5 x 5	$45	per year	None
Safe Deposit Box Size: 7 x 10	$90	per year	None
Single Key Replacement	$35Not compared: Box drilling or key fee	Not stated	None
Legal Processing Fee (Tax Levies, Garnishments, Etc.)	$75	Not stated	None
Retirement & IRA
IRA Transfer	$50	per item	None
Other Fees
Copy of Statement without Images	$1	Not stated	None
Photocopies	$0.25Not compared: Charged per page; comparison unavailable	per page	None

Account Maintenance

Undeliverable Statement Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Returned Item Fee$35

Wire Transfers

International Wire - Incoming$15
per item

Account Services

Safe Deposit Box Size: 10 x 10$110
per year
Safe Deposit Box Size: 2 x 5$30
per year
Safe Deposit Box Size: 3 x 10$50
per year
Safe Deposit Box Size: 3 x 5$35
per year
Safe Deposit Box Size: 5 x 10$70
per year
Safe Deposit Box Size: 5 x 5$45
per year
Safe Deposit Box Size: 7 x 10$90
per year

Fee	Amount	Basis	Note
Account Maintenance
Undeliverable Statement Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Returned Item Fee	$35	Not stated	None
Wire Transfers
International Wire - Incoming	$15	per item	None
Account Services
Safe Deposit Box Size: 10 x 10	$110	per year	None
Safe Deposit Box Size: 2 x 5	$30	per year	None
Safe Deposit Box Size: 3 x 10	$50	per year	None
Safe Deposit Box Size: 3 x 5	$35	per year	None
Safe Deposit Box Size: 5 x 10	$70	per year	None
Safe Deposit Box Size: 5 x 5	$45	per year	None
Safe Deposit Box Size: 7 x 10	$90	per year	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.