Franklin Savings Bank

Headquarters: Franklin, New Hampshire
Charter: Bank
Assets: $931.4M
Fed district: Boston

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7, the middle of its prices
Franklin Savings Bank: $1 to $15
Franklin Savings Bank: $1 to $15
U.S. median: no median
Overdraft (OD)
Franklin Savings Bank: $35
Franklin Savings Bank: $35
U.S. median: no median
NSF / Returned Item
Franklin Savings Bank: $15
Franklin Savings Bank: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Hampshire, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Hampshire: Banks and credit unions headquartered in New Hampshire that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Franklin Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

¹A service charge$15
¹A service charge$2.25
per month
Linked Account Transfers Monthly fee$2
per month
Monthly Service Charge$15
per month
Monthly Service Charge$7
per month
Monthly Service Charge$10
per month
Monthly Service Charge$1
per month
Account Escheatment Service Charge (After 5 years of no account activity)$75
Dormant Account Fee$10
per month
Account Reconciliation Fee (1st hour free)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee (1st ½ hour free)$30
Not compared: Charged per hour; comparison unavailable
per hour
Invalid Address Fee (Charged after first returned statement)$5
per month

Overdraft & NSF

Overdraft (NSF) Fees and Returned Item (NSF) Fees$35
per item
Returned Item Fee for Health Savings Account$15
per item

ATM & Card

Foreign ATM Fee$2
per item

Wire Transfers

Wire Transfer Fee: Domestic Incoming$17

Check Services

Bank Checks (Customers Only) (First check per day free)$5
per item
Money Orders (Customers Only) (First money order free per day)$3
per item
Lost Checkbook Fee$25
Stop Payment Fee$32
per item
Temporary Check Fee$0.50
per item
Foreign Check Collection Fee$25
Check Copies$3
per item
Check Image Statement Fee$2
Not compared: Monthly charge, not per item
per month

Digital & Electronic

No bill payments scheduled in 90 days$5
per month

Cash & Deposit

Coin Counting (Non Customers)6%
Returned Deposit Item Fee$15
per item

Account Services

Notary Services (Non-Customers)$10
Box Drilling$270
Not compared: Box drilling or key fee
Key Replacement$70
Not compared: Box drilling or key fee
Safe Deposit Box 3X5$42.50
per year
Safe Deposit Box Late Fee (after 30 days late)$10
Not compared: Box drilling or key fee
Levies/Writs/Attachments$125
per item

Lending Fees

Late charge after 30 days$10
Late fee1.5%

Retirement & IRA

IRA Transfer Fee (If account was opened or renewed after 08/01/2013)$25

Gift & Prepaid Cards

Gift Cards$2.50
per item

Other Fees

Facsimile (Fax) (Incoming)$3
Facsimile (Fax) (Outgoing)$2
Photocopies$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
¹A service charge	$15	Not stated	None
¹A service charge	$2.25	per month	None
Linked Account Transfers Monthly fee	$2	per month	None
Monthly Service Charge	$15	per month	None
Monthly Service Charge	$7	per month	None
Monthly Service Charge	$10	per month	None
Monthly Service Charge	$1	per month	None
Account Escheatment Service Charge (After 5 years of no account activity)	$75	Not stated	None
Dormant Account Fee	$10	per month	None
Account Reconciliation Fee (1st hour free)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee (1st ½ hour free)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Invalid Address Fee (Charged after first returned statement)	$5	per month	None
Overdraft & NSF
Overdraft (NSF) Fees and Returned Item (NSF) Fees	$35	per item	None
Returned Item Fee for Health Savings Account	$15	per item	None
ATM & Card
Foreign ATM Fee	$2	per item	None
Wire Transfers
Wire Transfer Fee: Domestic Incoming	$17	Not stated	None
Check Services
Bank Checks (Customers Only) (First check per day free)	$5	per item	None
Money Orders (Customers Only) (First money order free per day)	$3	per item	None
Lost Checkbook Fee	$25	Not stated	None
Stop Payment Fee	$32	per item	None
Temporary Check Fee	$0.50	per item	None
Foreign Check Collection Fee	$25	Not stated	None
Check Copies	$3	per item	None
Check Image Statement Fee	$2Not compared: Monthly charge, not per item	per month	None
Digital & Electronic
No bill payments scheduled in 90 days	$5	per month	None
Cash & Deposit
Coin Counting (Non Customers)	6%	Not stated	None
Returned Deposit Item Fee	$15	per item	None
Account Services
Notary Services (Non-Customers)	$10	Not stated	None
Box Drilling	$270Not compared: Box drilling or key fee	Not stated	None
Key Replacement	$70Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 3X5	$42.50	per year	None
Safe Deposit Box Late Fee (after 30 days late)	$10Not compared: Box drilling or key fee	Not stated	None
Levies/Writs/Attachments	$125	per item	None
Lending Fees
Late charge after 30 days	$10	Not stated	None
Late fee	1.5%	Not stated	None
Retirement & IRA
IRA Transfer Fee (If account was opened or renewed after 08/01/2013)	$25	Not stated	None
Gift & Prepaid Cards
Gift Cards	$2.50	per item	None
Other Fees
Facsimile (Fax) (Incoming)	$3	Not stated	None
Facsimile (Fax) (Outgoing)	$2	Not stated	None
Photocopies	$0.25	per item	None

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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