Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $300M to $1B

Franklin Savings Bank

Franklin, New HampshireBankBoston Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$10Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #547. canonical_hint=dormant_account; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="Dormant Account Fee $10.00 monthly" · Source

Overdraft & NSFVerified

(Returned Item Fee for Health Savings Account)$15Below the typical range ($25–$31 nationally)
$15 below the national median
per item · Knox deterministic extraction from Rosetta artifact #547. canonical_hint=nsf; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="(Returned Item Fee for Health Savings Account) $15.00 per item presented" · Source

ATM & CardVerified

Foreign ATM Fee$2Within the typical range ($1–$2.50 nationally)
$0.50 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #547. canonical_hint=atm_non_network; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="Foreign ATM Fee $2.00 per transaction" · Source

Wire TransfersVerified

Wire Transfer Fee: Domestic Incoming$17Above the typical range ($5–$15 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #547. canonical_hint=wire_domestic_incoming; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="Domestic Incoming $17.00" · Source

Check ServicesVerified

Bank Checks (Customers Only) (First check per day free)$5Within the typical range ($3–$5.50 nationally)
At the national median
per day · Knox deterministic extraction from Rosetta artifact #547. canonical_hint=cashiers_check; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="Bank Checks (Customers Only) (First check per day free) $5.00 each" · Source
Money Orders (Customers Only) (First money order free per day)$3Within the typical range ($2–$3.50 nationally)
$1 above the national median
per day · Knox deterministic extraction from Rosetta artifact #547. canonical_hint=money_order; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="Money Orders (Customers Only) (First money order free per day) $3.00 each" · Source
Stop Payment Fee$32Above the typical range ($20–$30 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #547. canonical_hint=stop_payment; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="Stop Payment Fee $32.00 per item" · Source

Cash & DepositVerified

FSB Deposit Bags (Locked)$28Above the typical range ($5–$20 nationally)
$14.50 above the national median
Knox deterministic extraction from Rosetta artifact #547. canonical_hint=night_deposit; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="FSB Deposit Bags (Locked) $28.00 each" · Source
FSB Deposit Bags (Zippered)$6Within the typical range ($5–$20 nationally)
$7.50 below the national median
Knox deterministic extraction from Rosetta artifact #547. canonical_hint=night_deposit; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="FSB Deposit Bags (Zippered) $6.00 each" · Source

Account ServicesVerified

(Key Replacement)$70Within the typical range ($25–$75 nationally)
$27.50 above the national median
Knox deterministic extraction from Rosetta artifact #547. canonical_hint=safe_deposit_box; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="(Key Replacement) $70.00" · Source
Levies/Writs/Attachments$125Above the typical range ($30–$75 nationally)
$75 above the national median
Knox deterministic extraction from Rosetta artifact #547. canonical_hint=garnishment_levy; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="Levies/Writs/Attachments $125.00 each" · Source
Notary Services (Non-Customers)$10Above the typical range ($0–$5 nationally)
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #547. canonical_hint=notary_fee; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="Notary Services (Non-Customers) $10.00" · Source
Safe Deposit Box Late Fee (after 30 days late)$10Below the typical range ($25–$75 nationally)
$32.50 below the national median
Knox deterministic extraction from Rosetta artifact #547. canonical_hint=safe_deposit_box; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="Safe Deposit Box Late Fee (after 30 days late) $10.00" · Source

Retirement & IRAVerified

IRA Transfer Fee (If account was opened or renewed after 08/01/2013)$25Within the typical range ($25–$35 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #547. canonical_hint=ira_termination; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="IRA Transfer Fee (If account was opened or renewed after 08/01/2013) $25.00" · Source

Gift & Prepaid CardsVerified

Gift Cards$2.50Below the typical range ($3–$4.50 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #547. canonical_hint=gift_card_purchase; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="Gift Cards $2.50 per card" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #547. canonical_hint=dormant_account; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="Dormant Account Fee $10.00 monthly"	Source
Overdraft & NSFVerified
(Returned Item Fee for Health Savings Account)	$15Below the typical range ($25–$31 nationally)	$15 below the national median	per item	Knox deterministic extraction from Rosetta artifact #547. canonical_hint=nsf; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="(Returned Item Fee for Health Savings Account) $15.00 per item presented"	Source
ATM & CardVerified
Foreign ATM Fee	$2Within the typical range ($1–$2.50 nationally)	$0.50 above the national median	per transaction	Knox deterministic extraction from Rosetta artifact #547. canonical_hint=atm_non_network; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="Foreign ATM Fee $2.00 per transaction"	Source
Wire TransfersVerified
Wire Transfer Fee: Domestic Incoming	$17Above the typical range ($5–$15 nationally)	$7 above the national median	—	Knox deterministic extraction from Rosetta artifact #547. canonical_hint=wire_domestic_incoming; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="Domestic Incoming $17.00"	Source
Check ServicesVerified
Bank Checks (Customers Only) (First check per day free)	$5Within the typical range ($3–$5.50 nationally)	At the national median	per day	Knox deterministic extraction from Rosetta artifact #547. canonical_hint=cashiers_check; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="Bank Checks (Customers Only) (First check per day free) $5.00 each"	Source

Cash & DepositVerified
FSB Deposit Bags (Locked)	$28Above the typical range ($5–$20 nationally)	$14.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #547. canonical_hint=night_deposit; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="FSB Deposit Bags (Locked) $28.00 each"	Source
FSB Deposit Bags (Zippered)
Account ServicesVerified
(Key Replacement)	$70Within the typical range ($25–$75 nationally)	$27.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #547. canonical_hint=safe_deposit_box; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="(Key Replacement) $70.00"	Source
Levies/Writs/Attachments
Retirement & IRAVerified
IRA Transfer Fee (If account was opened or renewed after 08/01/2013)	$25Within the typical range ($25–$35 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #547. canonical_hint=ira_termination; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="IRA Transfer Fee (If account was opened or renewed after 08/01/2013) $25.00"	Source
Gift & Prepaid CardsVerified
Gift Cards	$2.50Below the typical range ($3–$4.50 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #547. canonical_hint=gift_card_purchase; text_hash=dcda15a1e5b68d44d076e3068cf5c1976863333a1bfa5eea715481e2b1d9d5ce; excerpt="Gift Cards $2.50 per card"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $15

50% below the national median NSF fee

Total fees: 15 — leaner than most institutions

Published fees

Under review

Assets

$931.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$931.4M

Total deposits

$776.1M

Service charge income

$170K

Fee income ratio

1.8%

Return on assets

1.05%

Branches

Service charge income by quarter

Q2 2026$170K

Q1 2026$228K

Q4 2025$214K

Q3 2025$234K

Financial profile · Pro

Performance from regulator filings

Money Orders (Customers Only) (First money order free per day)

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,662 verified fees from 2,224 institutions

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