19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 12, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Ultimate Interest Checking $7.50 · Patriot Checking $8
Compared at $7.75, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Ixonia Bank’s own schedules, with a source for each figure.
per month
per month
per month
per hour
per item
per year
per year
per year
per year
per item
per item
per item · up to 3 pages
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Charge (Patriot Checking) | $8 | per month | None |
| Monthly Service Charge (Ultimate Interest Checking) | $7.50 | per month | None |
| New account closing | $25 | Not stated | None |
| Inactive Fee (no activity for 12 months) | $5 | per month | None |
| Miscellaneous Account Research / Reconciliation (copy charges apply) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper statement charge | $3 | Not stated | None |
Overdraft & NSF | |||
| Overdraft fee | $24 | per item | None |
| Overdraft: Returned item fee | $24 | per item | None |
| Continuous overdraft charge | $8 | per day | None |
ATM & Card | |||
| ATM/Debit Card replacement | $7 | per item | None |
Wire Transfers | |||
| Wire Transfers: Domestic outgoing | $25 | Not stated | None |
| Wire: Domestic incoming | $20 | per item | None |
| Wire Transfers: International outgoing | $55 | Not stated | None |
| International incoming | $25 | per item | None |
Check Services | |||
| Cashiers Check | $3 | per item | None |
| Stop payment | $32.50 | per item | None |
| Check Cashing (Checks drawn on us for non-customers) | $10 | per item | None |
| Foreign check processing | $10 | per item | None |
Account Services | |||
| Rental Fee - 3 x 10 x 24 | $42 | per year | None |
| Rental Fee - 5 x 10 x 24 | $52 | per year | None |
| Rental Fee - 9 x 10 x 24 | $82 | per year | None |
| Safe | Rental Fee - 3 x 5x 24 or 4 x 5 x 24 | $27 | per year | None |
| Safe Deposit Box Drilling | $180Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box Key Replacement | $20Not compared: Box drilling or key fee | per item | None |
| Tax Levy or garnishment | $70 | Not stated | None |
Other Fees | |||
| Fax Service - outgoing | $5 | per item | up to 3 pages |
Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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