20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 14, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Non-Network ATM
Stop Payment
Leaves out 1 fee charged on a different basis filed under this fee.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Mid-Missouri Bank’s own schedules, with a source for each figure.
per hour
per hour
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closure within 90 days | $25 | Not stated | None |
| Dormant Account | $5 | Not stated | None |
| Account Balancing Assistance per hour (One hour minimum) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research per hour (One hour minimum) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Savings Withdrawals in excess of eighteen (18) per statement | $1 | per item | None |
| Returned Statements | $5 | Not stated | None |
Overdraft & NSF | |||
| Non-Sufficient Funds (Item Returned) | $35 | Not stated | None |
| Extended Overdraft Fee (One-time charge at 10 consecutive calendar days overdrawn) | $35Not compared: One-time charge, not daily | one time | None |
ATM & Card | |||
| Inquiry (Mid-MO Customer at non Mid-MO ATM) | $2 | Not stated | None |
| Withdrawal (Non Mid-MO ATM) | $2 | Not stated | None |
| ATM or Debit Card Replacement/Hot Card | $10 | Not stated | None |
Check Services | |||
| Cashier's Checks | $5 | Not stated | None |
| ACH Stop Payment Annual Review | $40Not compared: Annual charge, not per item | per year | None |
| Stop Payment | $40 | Not stated | None |
| Counter Check | $2 | Not stated | None |
| Collection items-per item (Incoming/Outgoing) | $30 | per item | None |
| Copy of Check | $3 | Not stated | None |
Digital & Electronic | |||
| ACH Origination | $0.10 | per item | None |
| ACH Notice of Change/Return | $4 | Not stated | None |
| Bill Pay | No charge | Not stated | None |
| Mobile Check Deposit | No charge | Not stated | None |
Cash & Deposit | |||
| Returned Unpaid (Chargeback) | $5 | Not stated | None |
Account Services | |||
| Notary (Customers) | No charge | Not stated | None |
| Notary (Non-Customers) | $2 | Not stated | None |
| Garnishment | $35 | Not stated | None |
| Levy | $35 | Not stated | None |
| Subpoena/Summons Appearance | $50Not compared: Charged per hour; comparison unavailable | per hour | None |
Other Fees | |||
| Copy of Statement/Account Activity | $3 | Not stated | None |
| Copy of Statement/Account Activity (Online) | No charge | Not stated | None |
| Faxes (Incoming/Outgoing): First 2 pages | $5 | Not stated | None |
| Photocopies (Per Page) | $1Not compared: Charged per page; comparison unavailable | per page | None |
per hour
per hour
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closure within 90 days | $25 | Not stated | None |
| Dormant Account | $5 | Not stated | None |
| Account Balancing Assistance per hour (One hour minimum) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research per hour (One hour minimum) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Savings Withdrawals in excess of eighteen (18) per statement | $1 | per item | None |
| Returned Statements | $5 | Not stated | None |
Overdraft & NSF | |||
| Non-Sufficient Funds (Item Returned) | $35 | Not stated | None |
| Extended Overdraft Fee (One-time charge at 10 consecutive calendar days overdrawn) | $35Not compared: One-time charge, not daily | one time | None |
ATM & Card | |||
| Inquiry (Mid-MO Customer at non Mid-MO ATM) | $2 | Not stated | None |
| Withdrawal (Non Mid-MO ATM) | $2 | Not stated | None |
| ATM or Debit Card Replacement/Hot Card | $10 | Not stated | None |
Check Services | |||
| Cashier's Checks | $5 | Not stated | None |
| ACH Stop Payment Annual Review | $40Not compared: Annual charge, not per item | per year | None |
| Stop Payment | $40 | Not stated | None |
| Counter Check | $2 | Not stated | None |
| Collection items-per item (Incoming/Outgoing) | $30 | per item | None |
| Copy of Check | $3 | Not stated | None |
Digital & Electronic | |||
| ACH Origination | $0.10 | per item | None |
| ACH Notice of Change/Return | $4 | Not stated | None |
| Bill Pay | No charge | Not stated | None |
| Mobile Check Deposit | No charge | Not stated | None |
| Small Business Mobile Check Deposit | $0.50 | per item | None |
Cash & Deposit | |||
| Returned Unpaid (Chargeback) | $5 | Not stated | None |
Account Services | |||
| Notary (Customers) | No charge | Not stated | None |
| Notary (Non-Customers) | $2 | Not stated | None |
| Garnishment | $35 | Not stated | None |
| Levy | $35 | Not stated | None |
| Subpoena/Summons Appearance | $50Not compared: Charged per hour; comparison unavailable | per hour | None |
Other Fees | |||
| Copy of Statement/Account Activity | $3 | Not stated | None |
| Copy of Statement/Account Activity (Online) | No charge | Not stated | None |
| Faxes (Incoming/Outgoing): First 2 pages | $5 | Not stated | None |
| Photocopies (Per Page) | $1Not compared: Charged per page; comparison unavailable | per page | None |
Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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