20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 14, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Non-Network ATM
Stop Payment
Leaves out 1 fee charged on a different basis filed under this fee.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Mid-Missouri Bank · $947M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Mid-Missouri Bank(this institution) | Springfield, MO | $947M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| American Bank & Trust Company, Inc. | Bowling Green, KY | $924M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of Botetourt | Buchanan, VA | $939M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Central Bank | Little Rock, AR | $955M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Dream First Bank, National Association | Syracuse, KS | $964M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Bank & Trust Co. | Duncan, OK | $952M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Commerce Bank | Lewisburg, TN | $935M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First Community Bank of Tennessee | Shelbyville, TN | $944M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First National Bank and Trust Company of Weatherford | Weatherford, TX | $968M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Northern Bank and Trust Company | Palmerton, PA | $921M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First State Bank | Waynesboro, MS | $952M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Franklin Savings Bank | Franklin, NH | $931M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Greenfield Banking Company | Greenfield, IN | $930M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Legends Bank | Clarksville, TN | $928M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Oxford Bank | Oxford, MI | $931M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Passumpsic Savings Bank | Saint Johnsbury, VT | $934M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| StonehamBank, A Co-operative Bank | Stoneham, MA | $918M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Texas Bank | Henderson, TX | $954M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Texas Heritage National Bank | Daingerfield, TX | $936M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Farmers & Merchants Bank | Berlin, WI | $949M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Farmers Bank | Portland, TN | $943M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The First National Bank of Granbury | Granbury, TX | $946M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| The First National Bank of Middle Tennessee | Mcminnville, TN | $952M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| The Juniata Valley Bank | Mifflintown, PA | $918M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| The Killbuck Savings Bank Company | Killbuck, OH | $954M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Winchester Co-operative Bank | Winchester, MA | $947M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 12 publish this fee(monthly maintenance)
13 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $7.98 among 12 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 22, 2026.
Monthly maintenance fee in dollars, one mark per institution
Mid-Missouri Bank does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 22, 2026. Total assets from FDIC and NCUA records.
Amounts from Mid-Missouri Bank’s own schedules, with a source for each figure.
per hour
per hour
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closure within 90 days | $25 | Not stated | None |
| Dormant Account | $5 | Not stated | None |
| Account Balancing Assistance per hour (One hour minimum) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research per hour (One hour minimum) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Savings Withdrawals in excess of eighteen (18) per statement | $1 | per item | None |
| Returned Statements | $5 | Not stated | None |
Overdraft & NSF | |||
| Non-Sufficient Funds (Item Returned) | $35 | Not stated | None |
| Extended Overdraft Fee (One-time charge at 10 consecutive calendar days overdrawn) | $35Not compared: One-time charge, not daily | one time | None |
ATM & Card | |||
| Inquiry (Mid-MO Customer at non Mid-MO ATM) | $2 | Not stated | None |
| Withdrawal (Non Mid-MO ATM) | $2 | Not stated | None |
| ATM or Debit Card Replacement/Hot Card | $10 | Not stated | None |
Check Services | |||
| Cashier's Checks | $5 | Not stated | None |
| ACH Stop Payment Annual Review | $40Not compared: Annual charge, not per item | per year | None |
| Stop Payment | $40 | Not stated | None |
| Counter Check | $2 | Not stated | None |
| Collection items-per item (Incoming/Outgoing) | $30 | per item | None |
| Copy of Check | $3 | Not stated | None |
Digital & Electronic | |||
| ACH Origination | $0.10 | per item | None |
| ACH Notice of Change/Return | $4 | Not stated | None |
| Bill Pay | No charge | Not stated | None |
| Mobile Check Deposit | No charge | Not stated | None |
Cash & Deposit | |||
| Returned Unpaid (Chargeback) | $5 | Not stated | None |
Account Services | |||
| Notary (Customers) | No charge | Not stated | None |
| Notary (Non-Customers) | $2 | Not stated | None |
| Garnishment | $35 | Not stated | None |
| Levy | $35 | Not stated | None |
| Subpoena/Summons Appearance | $50Not compared: Charged per hour; comparison unavailable | per hour | None |
Other Fees | |||
| Copy of Statement/Account Activity | $3 | Not stated | None |
| Copy of Statement/Account Activity (Online) | No charge | Not stated | None |
| Faxes (Incoming/Outgoing): First 2 pages | $5 | Not stated | None |
| Photocopies (Per Page) | $1Not compared: Charged per page; comparison unavailable | per page | None |
per hour
per hour
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closure within 90 days | $25 | Not stated | None |
| Dormant Account | $5 | Not stated | None |
| Account Balancing Assistance per hour (One hour minimum) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research per hour (One hour minimum) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Savings Withdrawals in excess of eighteen (18) per statement | $1 | per item | None |
| Returned Statements | $5 | Not stated | None |
Overdraft & NSF | |||
| Non-Sufficient Funds (Item Returned) | $35 | Not stated | None |
| Extended Overdraft Fee (One-time charge at 10 consecutive calendar days overdrawn) | $35Not compared: One-time charge, not daily | one time | None |
ATM & Card | |||
| Inquiry (Mid-MO Customer at non Mid-MO ATM) | $2 | Not stated | None |
| Withdrawal (Non Mid-MO ATM) | $2 | Not stated | None |
| ATM or Debit Card Replacement/Hot Card | $10 | Not stated | None |
Check Services | |||
| Cashier's Checks | $5 | Not stated | None |
| ACH Stop Payment Annual Review | $40Not compared: Annual charge, not per item | per year | None |
| Stop Payment | $40 | Not stated | None |
| Counter Check | $2 | Not stated | None |
| Collection items-per item (Incoming/Outgoing) | $30 | per item | None |
| Copy of Check | $3 | Not stated | None |
Digital & Electronic | |||
| ACH Origination | $0.10 | per item | None |
| ACH Notice of Change/Return | $4 | Not stated | None |
| Bill Pay | No charge | Not stated | None |
| Mobile Check Deposit | No charge | Not stated | None |
| Small Business Mobile Check Deposit | $0.50 | per item | None |
Cash & Deposit | |||
| Returned Unpaid (Chargeback) | $5 | Not stated | None |
Account Services | |||
| Notary (Customers) | No charge | Not stated | None |
| Notary (Non-Customers) | $2 | Not stated | None |
| Garnishment | $35 | Not stated | None |
| Levy | $35 | Not stated | None |
| Subpoena/Summons Appearance | $50Not compared: Charged per hour; comparison unavailable | per hour | None |
Other Fees | |||
| Copy of Statement/Account Activity | $3 | Not stated | None |
| Copy of Statement/Account Activity (Online) | No charge | Not stated | None |
| Faxes (Incoming/Outgoing): First 2 pages | $5 | Not stated | None |
| Photocopies (Per Page) | $1Not compared: Charged per page; comparison unavailable | per page | None |
Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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