First Bank & Trust Co.

Headquarters: Duncan, Oklahoma
Charter: Bank
Assets: $952.1M
Fed district: Kansas City

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First Bank & Trust Co.: $30
First Bank & Trust Co.: $30
U.S. median: no median
NSF / Returned Item
First Bank & Trust Co.: $30
First Bank & Trust Co.: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Compared at $15, the middle of its prices
First Bank & Trust Co.: $15 to $30
First Bank & Trust Co.: $15 to $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Bank & Trust Co.’s own schedules, with a source for each figure.

Account Maintenance

Statement Reconciliation (Per Hour/l Hr Min.)$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Privilege (ODP) Paid Item Charge$30
Insufficient Funds (NSF) Returned Item Charge$30

Wire Transfers

Outgoing Wire Transfer - All Customers$15
per transaction
Wire Transfer (Outgoing) - Customer eeeeeeeeeeeea$15
Wire Transfer (Outgoing) - Non-Customer ceeeo$30
Incoming Wire Transfer - All Customers$10
per transaction
Wire Transfer (Incoming) - CUStOmMeTr eeeeeeeeeeeeanaa$10
Wire Transfer (Incoming) - Non-Customer cc00$30
International Wire Fee - Customer$25
Wire Transfer (Outgoing International) - Customer$45
Wire Transfer (Outgoing International) - Non-Customer$60
Wire Transfer (Incoming International) - Customer$25

Check Services

Cashier's Check$5
Cashier's Check - Customers$5
per item

Digital & Electronic

E-Pay - Online Bill Pay Monthly Maintenance FeeNo charge
per month

Account Services

Notary PublicNo charge
per item
Notary Service viii iii ieee sete sees ee eeeeeeeeaeeeeeeeaaaaanNo charge
Safe Deposit Box$15

Fee	Amount	Basis	Note
Account Maintenance
Statement Reconciliation (Per Hour/l Hr Min.)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Privilege (ODP) Paid Item Charge	$30	Not stated	None
Insufficient Funds (NSF) Returned Item Charge	$30	Not stated	None
Wire Transfers
Outgoing Wire Transfer - All Customers	$15	per transaction	None
Wire Transfer (Outgoing) - Customer eeeeeeeeeeeea	$15	Not stated	None
Wire Transfer (Outgoing) - Non-Customer ceeeo	$30	Not stated	None
Incoming Wire Transfer - All Customers	$10	per transaction	None
Wire Transfer (Incoming) - CUStOmMeTr eeeeeeeeeeeeanaa	$10	Not stated	None
Wire Transfer (Incoming) - Non-Customer cc00	$30	Not stated	None
International Wire Fee - Customer	$25	Not stated	None
Wire Transfer (Outgoing International) - Customer	$45	Not stated	None
Wire Transfer (Outgoing International) - Non-Customer	$60	Not stated	None
Wire Transfer (Incoming International) - Customer	$25	Not stated	None
Check Services
Cashier's Check	$5	Not stated	None
Cashier's Check - Customers	$5	per item	None
Digital & Electronic
E-Pay - Online Bill Pay Monthly Maintenance Fee	No charge	per month	None
Account Services
Notary Public	No charge	per item	None
Notary Service viii iii ieee sete sees ee eeeeeeeeaeeeeeeeaaaaan	No charge	Not stated	None
Safe Deposit Box	$15	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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