27 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 11, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $14, the middle of its prices
NSF / Returned Item
Compared at $22.50, the middle of its prices
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Walden Savings Bank’s own schedules, with a source for each figure.
per month · waived when balance over $5,000 is maintained
per month
per month
per month · After one year of inactivity
per hour
per month
per month
per item · Per item in excess of six preauthorized transfers, automatic transfers, telephone transfers, checks, or debit card transactions per statement cycle. This fee applies only to Money Market, Statement Savings, and Advantage Savings Accounts.
per statement · Undeliverable Statement - Returned by Post Office | $12.00 Per Statement
per item
per year
per year
per year
per year
per year
per year
per year
per year
per year
per item · Per check
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Advantage Checking Account Monthly fee | $25 | per month | waived when balance over $5,000 is maintained |
| Monthly Service Chargeǣ | $3 | per month | None |
| Early Closure (Savings & Club Accts closed within 1st 180 days) | $25 | Not stated | None |
| Inactivity Fee | $7.50 | per month | None |
| Inactivity Fee (Checking Account) (audience not stated, treated as personal) | $7.50 | per month | After one year of inactivity |
| Reconciliation of Account | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement (audience not stated, treated as personal) | $3 | per month | None |
| Paper Statement Fee | $2 | Not stated | None |
| WSB Green Account Only- Monthly Paper Statement Fee | $2 | per month | None |
| Reg D (audience not stated, treated as personal) | $15 | per item | Per item in excess of six preauthorized transfers, automatic transfers, telephone transfers, checks, or debit card transactions per statement cycle. This fee applies only to Money Market, Statement Savings, and Advantage Savings Accounts. |
| Undeliverable Statement - Returned by Post Office | $12Not compared: Charged per statement; comparison unavailable | per statement | Undeliverable Statement - Returned by Post Office | $12.00 Per Statement |
Overdraft & NSF | |||
| ACH - Returned Items (audience not stated, treated as personal) | $10 | per item | None |
| NSF Fee (Check/ACH) | $35 | Not stated | None |
ATM & Card | |||
| ATM Service Charge | $2.50 | Not stated | None |
| ATM Service Charge - WSB & Allpoint Network ATMs Excluded | $2.50 | per item | None |
| ATM Card (Lost or Stolen) | $5 | per item | None |
Wire Transfers | |||
| Wire Transfer - Outgoing | $30 | Not stated | None |
| Wire Transfers - Incoming (audience not stated, treated as personal) | $15 | per item | None |
| Wire Transfer - International Outgoing | $50 | Not stated | None |
Check Services | |||
| Bank Checks | $10 | per item | None |
| Money Orders | $5 | per item | None |
| Stop Payment | $35 | per item | None |
| Counter Checks | $6 | per item | None |
| Collection Items - International | $35 | Not stated | None |
| Photocopies - Paid Checks (Available on Website Free of Charge) | $3 | per item | None |
Digital & Electronic | |||
| ACH - Returned Items (audience not stated, treated as personal) | $10 | Not stated | None |
Cash & Deposit | |||
| Returned Deposited item | $22 | per item | None |
| Returned Items | $10 | Not stated | None |
Account Services | |||
| Notary Services Per Document: (non-WSB Customers) | $2 | per item | None |
| Drilling | $125Not compared: Box drilling or key fee | Not stated | None |
| Lost Key | $25Not compared: Box drilling or key fee | Not stated | None |
| Minimum Balance: Size 10"x10"x21" | $150 | per year | None |
| Safe Deposit Box - Late Fee | $10Not compared: Box drilling or key fee | per year | None |
| Safe Deposit Box Rental 2"x5"x21" | $42.50 | per year | None |
| Safe Deposit Box Rental 3"x10"x21" | $90 | per year | None |
| Safe Deposit Box Rental 3"x5"x21" | $47.50 | per year | None |
| Safe Deposit Box Rental 5"x10"x21" | $105 | per year | None |
| Safe Deposit Box Rental 5"x5"x21" | $72.50 | per year | None |
| Safe Deposit Box Rental 7"x10"x21" | $140 | per year | None |
| Safe Deposit Box Size 10"x10"x21" (audience not stated, treated as personal) | $150 | per year | None |
| Legal Processing (Per information subpoena, attachment, levy, etc.) | $100 | Not stated | None |
| Protest | $25 | per item | Per check |
Lending Fees | |||
| Late Fee | $10 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer | $40 | per item | None |
Other Fees | |||
| Photocopies - Statements | $5 | per item | None |
| Photocopies / Printouts | $3 | per item | None |
| Subordination | $350 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per month
per hour
per month
per month
per statement · Undeliverable Statement - Returned by Post Office | $12.00 Per Statement
per month
per item
per year
per year
per year
per year
per year
per year
per year
per year
per item · Per check
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Chargeǣ | $3 | per month | None |
| Early Closure (Savings & Club Accts closed within 1st 180 days) | $25 | Not stated | None |
| Inactivity Fee | $7.50 | per month | None |
| Reconciliation of Account | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement - Business | $3 | per month | None |
| Paper Statement Fee | $2 | Not stated | None |
| WSB Green Account Only- Monthly Paper Statement Fee | $2 | per month | None |
| Undeliverable Statement - Returned by Post Office | $12Not compared: Charged per statement; comparison unavailable | per statement | Undeliverable Statement - Returned by Post Office | $12.00 Per Statement |
Overdraft & NSF | |||
| NSF Fee (Check/ACH) | $35 | Not stated | None |
ATM & Card | |||
| ATM Service Charge | $2.50 | Not stated | None |
| ATM Service Charge - WSB & Allpoint Network ATMs Excluded | $2.50 | per item | None |
| ATM Card (Lost or Stolen) | $5 | per item | None |
Wire Transfers | |||
| Wire Transfer - Outgoing | $30 | Not stated | None |
| Wire Transfer - International Outgoing | $50 | Not stated | None |
Check Services | |||
| Bank Checks | $10 | per item | None |
| Money Orders | $5 | per item | None |
| Stop Payment | $35 | per item | None |
| Counter Checks | $6 | per item | None |
| Collection Items - International | $35 | Not stated | None |
| Photocopies - Paid Checks (Available on Website Free of Charge) | $3 | per item | None |
Digital & Electronic | |||
| Business Bill Pay | $9.95 | per month | None |
Cash & Deposit | |||
| Returned Deposited item | $22 | per item | None |
| Returned Items | $10 | Not stated | None |
Account Services | |||
| Notary Services Per Document: (non-WSB Customers) | $2 | per item | None |
| Drilling | $125Not compared: Box drilling or key fee | Not stated | None |
| Lost Key | $25Not compared: Box drilling or key fee | Not stated | None |
| Minimum Balance: Size 10"x10"x21" | $150 | per year | None |
| Safe Deposit Box - Late Fee | $10Not compared: Box drilling or key fee | per year | None |
| Safe Deposit Box Rental 2"x5"x21" | $42.50 | per year | None |
| Safe Deposit Box Rental 3"x10"x21" | $90 | per year | None |
| Safe Deposit Box Rental 3"x5"x21" | $47.50 | per year | None |
| Safe Deposit Box Rental 5"x10"x21" | $105 | per year | None |
| Safe Deposit Box Rental 5"x5"x21" | $72.50 | per year | None |
| Safe Deposit Box Rental 7"x10"x21" | $140 | per year | None |
| Legal Processing (Per information subpoena, attachment, levy, etc.) | $100 | Not stated | None |
| Protest | $25 | per item | Per check |
Lending Fees | |||
| Late Fee | $10 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer | $40 | per item | None |
Other Fees | |||
| Photocopies - Statements | $5 | per item | None |
| Photocopies / Printouts | $3 | per item | None |
| Subordination | $350 | Not stated | None |
Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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