The Torrington Savings Bank

Headquarters: Torrington, Connecticut
Charter: Bank
Assets: $1.0B
Fed district: Boston

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Checking Bonus
The Torrington Savings Bank: $5 to $10
The Torrington Savings Bank: $5 to $10
U.S. median: no median
NSF / Returned Item
The Torrington Savings Bank: $35
The Torrington Savings Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
The Torrington Savings Bank: $25
The Torrington Savings Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Connecticut, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Connecticut: Banks and credit unions headquartered in Connecticut that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

The Torrington Savings Bank · $1B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Banks only
$976M to $1B in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
The Torrington Savings Bank(this institution)	Torrington, CT	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Brannen Bank	Inverness, FL	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Calvin B. Taylor Banking Company of Berlin, Maryland	Berlin, MD	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Clear Mountain Bank	Bruceton Mills, WV	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Dundee Bank	Omaha, NE	$976M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Central Savings Bank	Glen Cove, NY	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Federal Bank of Kansas City	Lees Summit, MO	$993M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Federal Community Bank, National Association	Dover, OH	$995M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Federal Savings and Loan Association of Greene Co	Waynesburg, PA	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Metro Bank	Muscle Shoals, AL	$1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Security Bank	Batesville, MS	$977M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Service Bank	Greenbrier, AR	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Grand Savings Bank	Grove, OK	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Haven Savings Bank	Hoboken, NJ	$987M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
HomeTown Bank, National Association	Galveston, TX	$990M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
International Bank of Chicago	Chicago, IL	$983M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania	Jonestown, PA	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Kirkpatrick Bank	Edmond, OK	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Midwest Bank	Detroit Lakes, MN	$985M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Olympia Federal Savings and Loan Association	Olympia, WA	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Presidential Bank, FSB	Bethesda, MD	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
River Bank	Stoddard, WI	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Bank of Old Monroe	Old Monroe, MO	$995M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Port Washington State Bank	Port Washington, WI	$1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Vision Bank	Ada, OK	$1000M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Walden Savings Bank	Montgomery, NY	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 17 publish this fee(monthly maintenance)

8 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2.50 (33%) below the median of similar-sized banks.

Compared at $5, the middle of its three prices, against a peer median of $7.50 among 17 publishing peers.

Its three checking prices are $5, $5 and $10.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.

Monthly maintenance fee in dollars, one mark per institution

The Torrington Savings Ba…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from The Torrington Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Low monthly service fee$5
per month
Maintenance service charge fee$10
per month
Maintenance service charge fee (audience not stated, treated as personal)$5
per month
Early Account Closure$25
Dormancy$5
Account Research$50
Not compared: Charged per hour; comparison unavailable
per hour
BankRight Checking account paper statement fee$2
Paper statement fee (audience not stated, treated as personal)$2
per month
Paper Statements$5
Returned Mail$5
per month

Overdraft & NSF

Insufficient Funds$35
per item
Overdraft Protection Transfer$5
per item

ATM & Card

Card Reissue$10
per item

Wire Transfers

Wire Transfer: Outgoing - Domestic$25
All Incoming Wires$15
Wire Transfer: Outgoing - Foreign$45

Check Services

Certified Check$25
per item
Official Check$5
per item
Stop Payment$30
per item
Temporary Checks$3
per item
Check Cashing (non customers)$5
Foreign Item Processing$25
per item
Bill Pay Check Copy$7.50
per item

Account Services

Notary Service (non-customers)$5
Not compared: Charged per document; comparison unavailable
per document
Late Charge$25
Not compared: Box drilling or key fee
Lost Key Charge$50
Not compared: Box drilling or key fee
Legal Process$125
Deposit Verification$10
per item

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Low monthly service fee	$5	per month	None
Maintenance service charge fee	$10	per month	None
Maintenance service charge fee (audience not stated, treated as personal)	$5	per month	None
Early Account Closure	$25	Not stated	None
Dormancy	$5	Not stated	None
Account Research	$50Not compared: Charged per hour; comparison unavailable	per hour	None
BankRight Checking account paper statement fee	$2	Not stated	None
Paper statement fee (audience not stated, treated as personal)	$2	per month	None
Paper Statements	$5	Not stated	None
Returned Mail	$5	per month	None
Overdraft & NSF
Insufficient Funds	$35	per item	None
Overdraft Protection Transfer	$5	per item	None
ATM & Card
Card Reissue	$10	per item	None
Wire Transfers
Wire Transfer: Outgoing - Domestic	$25	Not stated	None
All Incoming Wires	$15	Not stated	None
Wire Transfer: Outgoing - Foreign	$45	Not stated	None
Check Services
Certified Check	$25	per item	None
Official Check	$5	per item	None
Stop Payment	$30	per item	None
Temporary Checks	$3	per item	None
Check Cashing (non customers)	$5	Not stated	None
Foreign Item Processing	$25	per item	None
Bill Pay Check Copy	$7.50	per item	None
Account Services
Notary Service (non-customers)	$5Not compared: Charged per document; comparison unavailable	per document	None
Late Charge	$25Not compared: Box drilling or key fee	Not stated	None
Lost Key Charge	$50Not compared: Box drilling or key fee	Not stated	None
Legal Process	$125	Not stated	None
Deposit Verification	$10	per item	None
Other Fees
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when The Torrington Savings Bank's safe deposit box changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Checking Bonus
The Torrington Savings Bank: $5 to $10
The Torrington Savings Bank: $5 to $10
U.S. median: no median
NSF / Returned Item
The Torrington Savings Bank: $35
The Torrington Savings Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
The Torrington Savings Bank: $25
The Torrington Savings Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Connecticut, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Connecticut: Banks and credit unions headquartered in Connecticut that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

The Torrington Savings Bank · $1B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Banks only
$976M to $1B in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
The Torrington Savings Bank(this institution)	Torrington, CT	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Brannen Bank	Inverness, FL	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Calvin B. Taylor Banking Company of Berlin, Maryland	Berlin, MD	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Clear Mountain Bank	Bruceton Mills, WV	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Dundee Bank	Omaha, NE	$976M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Central Savings Bank	Glen Cove, NY	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Federal Bank of Kansas City	Lees Summit, MO	$993M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Federal Community Bank, National Association	Dover, OH	$995M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Federal Savings and Loan Association of Greene Co	Waynesburg, PA	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Metro Bank	Muscle Shoals, AL	$1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Security Bank	Batesville, MS	$977M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Service Bank	Greenbrier, AR	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Grand Savings Bank	Grove, OK	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Haven Savings Bank	Hoboken, NJ	$987M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
HomeTown Bank, National Association	Galveston, TX	$990M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
International Bank of Chicago	Chicago, IL	$983M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania	Jonestown, PA	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Kirkpatrick Bank	Edmond, OK	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Midwest Bank	Detroit Lakes, MN	$985M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Olympia Federal Savings and Loan Association	Olympia, WA	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Presidential Bank, FSB	Bethesda, MD	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
River Bank	Stoddard, WI	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Bank of Old Monroe	Old Monroe, MO	$995M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Port Washington State Bank	Port Washington, WI	$1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Vision Bank	Ada, OK	$1000M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Walden Savings Bank	Montgomery, NY	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 17 publish this fee(monthly maintenance)

8 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2.50 (33%) below the median of similar-sized banks.

Compared at $5, the middle of its three prices, against a peer median of $7.50 among 17 publishing peers.

Its three checking prices are $5, $5 and $10.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.

Monthly maintenance fee in dollars, one mark per institution

The Torrington Savings Ba…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from The Torrington Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Low monthly service fee$5
per month
Maintenance service charge fee$10
per month
Maintenance service charge fee (audience not stated, treated as personal)$5
per month
Early Account Closure$25
Dormancy$5
Account Research$50
Not compared: Charged per hour; comparison unavailable
per hour
BankRight Checking account paper statement fee$2
Paper statement fee (audience not stated, treated as personal)$2
per month
Paper Statements$5
Returned Mail$5
per month

Overdraft & NSF

Insufficient Funds$35
per item
Overdraft Protection Transfer$5
per item

ATM & Card

Card Reissue$10
per item

Wire Transfers

Wire Transfer: Outgoing - Domestic$25
All Incoming Wires$15
Wire Transfer: Outgoing - Foreign$45

Check Services

Certified Check$25
per item
Official Check$5
per item
Stop Payment$30
per item
Temporary Checks$3
per item
Check Cashing (non customers)$5
Foreign Item Processing$25
per item
Bill Pay Check Copy$7.50
per item

Account Services

Notary Service (non-customers)$5
Not compared: Charged per document; comparison unavailable
per document
Late Charge$25
Not compared: Box drilling or key fee
Lost Key Charge$50
Not compared: Box drilling or key fee
Legal Process$125
Deposit Verification$10
per item

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Low monthly service fee	$5	per month	None
Maintenance service charge fee	$10	per month	None
Maintenance service charge fee (audience not stated, treated as personal)	$5	per month	None
Early Account Closure	$25	Not stated	None
Dormancy	$5	Not stated	None
Account Research	$50Not compared: Charged per hour; comparison unavailable	per hour	None
BankRight Checking account paper statement fee	$2	Not stated	None
Paper statement fee (audience not stated, treated as personal)	$2	per month	None
Paper Statements	$5	Not stated	None
Returned Mail	$5	per month	None
Overdraft & NSF
Insufficient Funds	$35	per item	None
Overdraft Protection Transfer	$5	per item	None
ATM & Card
Card Reissue	$10	per item	None
Wire Transfers
Wire Transfer: Outgoing - Domestic	$25	Not stated	None
All Incoming Wires	$15	Not stated	None
Wire Transfer: Outgoing - Foreign	$45	Not stated	None
Check Services
Certified Check	$25	per item	None
Official Check	$5	per item	None
Stop Payment	$30	per item	None
Temporary Checks	$3	per item	None
Check Cashing (non customers)	$5	Not stated	None
Foreign Item Processing	$25	per item	None
Bill Pay Check Copy	$7.50	per item	None
Account Services
Notary Service (non-customers)	$5Not compared: Charged per document; comparison unavailable	per document	None
Late Charge	$25Not compared: Box drilling or key fee	Not stated	None
Lost Key Charge	$50Not compared: Box drilling or key fee	Not stated	None
Legal Process	$125	Not stated	None
Deposit Verification	$10	per item	None
Other Fees
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.