The Torrington Savings Bank

Headquarters: Torrington, Connecticut
Charter: Bank
Assets: $1.0B
Fed district: Boston

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Checking Bonus
The Torrington Savings Bank: $5 to $10
The Torrington Savings Bank: $5 to $10
U.S. median: no median
NSF / Returned Item
The Torrington Savings Bank: $35
The Torrington Savings Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
The Torrington Savings Bank: $25
The Torrington Savings Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Connecticut, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Connecticut: Banks and credit unions headquartered in Connecticut that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Torrington Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Low monthly service fee$5
per month
Maintenance service charge fee$10
per month
Maintenance service charge fee (audience not stated, treated as personal)$5
per month
Early Account Closure$25
Dormancy$5
Account Research$50
Not compared: Charged per hour; comparison unavailable
per hour
BankRight Checking account paper statement fee$2
Paper statement fee (audience not stated, treated as personal)$2
per month
Paper Statements$5
Returned Mail$5
per month

Overdraft & NSF

Insufficient Funds$35
per item
Overdraft Protection Transfer$5
per item

ATM & Card

Card Reissue$10
per item

Wire Transfers

Wire Transfer: Outgoing - Domestic$25
All Incoming Wires$15
Wire Transfer: Outgoing - Foreign$45

Check Services

Certified Check$25
per item
Official Check$5
per item
Stop Payment$30
per item
Temporary Checks$3
per item
Check Cashing (non customers)$5
Foreign Item Processing$25
per item
Bill Pay Check Copy$7.50
per item

Account Services

Notary Service (non-customers)$5
Not compared: Charged per document; comparison unavailable
per document
Late Charge$25
Not compared: Box drilling or key fee
Lost Key Charge$50
Not compared: Box drilling or key fee
Legal Process$125
Deposit Verification$10
per item

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Low monthly service fee	$5	per month	None
Maintenance service charge fee	$10	per month	None
Maintenance service charge fee (audience not stated, treated as personal)	$5	per month	None
Early Account Closure	$25	Not stated	None
Dormancy	$5	Not stated	None
Account Research	$50Not compared: Charged per hour; comparison unavailable	per hour	None
BankRight Checking account paper statement fee	$2	Not stated	None
Paper statement fee (audience not stated, treated as personal)	$2	per month	None
Paper Statements	$5	Not stated	None
Returned Mail	$5	per month	None
Overdraft & NSF
Insufficient Funds	$35	per item	None
Overdraft Protection Transfer	$5	per item	None
ATM & Card
Card Reissue	$10	per item	None
Wire Transfers
Wire Transfer: Outgoing - Domestic	$25	Not stated	None
All Incoming Wires	$15	Not stated	None
Wire Transfer: Outgoing - Foreign	$45	Not stated	None
Check Services
Certified Check	$25	per item	None
Official Check	$5	per item	None
Stop Payment	$30	per item	None
Temporary Checks	$3	per item	None
Check Cashing (non customers)	$5	Not stated	None
Foreign Item Processing	$25	per item	None
Bill Pay Check Copy	$7.50	per item	None
Account Services
Notary Service (non-customers)	$5Not compared: Charged per document; comparison unavailable	per document	None
Late Charge	$25Not compared: Box drilling or key fee	Not stated	None
Lost Key Charge	$50Not compared: Box drilling or key fee	Not stated	None
Legal Process	$125	Not stated	None
Deposit Verification	$10	per item	None
Other Fees
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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