Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

International Bank of Chicago

Chicago, IllinoisBankChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account closed within 90 days of opening$25Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=early_closure; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Account closed within 90 days of opening | $25.00" · Source

Account research per statement$7

$18 below the national median

Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=account_research; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Account research per statement | $7.00" · Source

Dormant Account fee$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=dormant_account; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Dormant Account fee | $10.00/month" · Source

Overdraft & NSFVerified

Continue OD fees start on the 2nd day of overdraft$5Below the typical range ($10–$30 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=overdraft; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Continue OD fees start on the 2nd day of overdraft | $5.00/day" · Source

Wire TransfersVerified

Wire Transfer Domestic Outgoing$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=wire_domestic_outgoing; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Wire Transfer Domestic Outgoing | $20.00" · Source
Wire Transfer Incoming$5Below the typical range ($10–$15 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=wire_domestic_incoming; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Wire Transfer Incoming | $5.00" · Source

Check ServicesVerified

Cashier’s Check$10Above the typical range ($3–$7.50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=cashiers_check; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Cashier’s Check | $10.00" · Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=stop_payment; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Stop Payment | $30.00" · Source

Digital & ElectronicVerified

ACH origination set up fee/modification$9Within the typical range ($3–$20 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=ach_origination; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="ACH origination set up fee/modification | $9.00" · Source

Cash & DepositVerified

Night deposit locking bag$30Above the typical range ($5–$19.50 nationally)
$15.50 above the national median
Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=night_deposit; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Night deposit locking bag | $30.00" · Source

Account ServicesVerified

Account balance inquiry$2Within the typical range ($1–$2 nationally)
$0.37 above the national median
Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=balance_inquiry; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Account balance inquiry | $2.00" · Source
Account Verification letter$10Within the typical range ($5–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=account_verification; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Account Verification letter | $10.00" · Source
Legal document (levy, garnishment, subpoenas, liens) min.$200Above the typical range ($30–$75 nationally)
$150 above the national median
Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=garnishment_levy; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Legal document (levy, garnishment, subpoenas, liens) min. $200.00 + research" · Source
Notary$1Within the typical range ($0–$5 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=notary_fee; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Notary | $1.00" · Source
Safe Deposit Box Drilling$200Above the typical range ($20–$100 nationally)
$164 above the national median
Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=safe_deposit_box; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Safe Deposit Box Drilling | $200.00 or at cost" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account closed within 90 days of opening	$25Within the typical range ($10–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=early_closure; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Account closed within 90 days of opening \| $25.00"	Source
Account research per statement	$7Below the typical range ($15–$25 nationally)	$18 below the national median	—	Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=account_research; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Account research per statement \| $7.00"	Source
Dormant Account fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=dormant_account; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Dormant Account fee \| $10.00/month"	Source
Overdraft & NSFVerified
Continue OD fees start on the 2nd day of overdraft	$5Below the typical range ($10–$30 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=overdraft; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Continue OD fees start on the 2nd day of overdraft \| $5.00/day"	Source
Wire TransfersVerified
Wire Transfer Domestic Outgoing	$20Within the typical range ($20–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=wire_domestic_outgoing; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Wire Transfer Domestic Outgoing \| $20.00"	Source
Wire Transfer Incoming
Check ServicesVerified
Cashier’s Check	$10Above the typical range ($3–$7.50 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=cashiers_check; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Cashier’s Check \| $10.00"	Source
Stop Payment	$30
Digital & ElectronicVerified
ACH origination set up fee/modification	$9Within the typical range ($3–$20 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=ach_origination; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="ACH origination set up fee/modification \| $9.00"	Source
Cash & DepositVerified
Night deposit locking bag	$30Above the typical range ($5–$19.50 nationally)	$15.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=night_deposit; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Night deposit locking bag \| $30.00"	Source
Account ServicesVerified
Account balance inquiry	$2Within the typical range ($1–$2 nationally)	$0.37 above the national median	—	Knox deterministic extraction from Rosetta artifact #3517. canonical_hint=balance_inquiry; text_hash=5c5be8c62ccd593103a30daa7f5bab069226b7ee8db70be41759e1d02458aef3; excerpt="Account balance inquiry \| $2.00"	Source
Account Verification letter

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

Overdraft fee: $5

80% below the national median overdraft fee

Total fees: 15 — leaner than most institutions

Verified fees

Under review

Assets

$982.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$982.7M

Total deposits

$863.0M

Service charge income

$1.4M

Fee income ratio

13.7%

Return on assets

1.92%

Branches

Service charge income by quarter

Q2 2026$1.4M

Q1 2026$1.2M

Q4 2025$1.2M

Q3 2025$1.1M

Financial profile · Pro

Performance from regulator filings

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