First Federal Bank of Kansas City

Headquarters: Lees Summit, Missouri
Charter: Bank
Assets: $992.5M
Fed district: Kansas City

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Mar 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Checking - 1 Year
First Federal Bank of Kansas City: $7.50
First Federal Bank of Kansas City: $7.50
U.S. median: no median
Overdraft (OD)
First Federal Bank of Kansas City: $25
First Federal Bank of Kansas City: $25
U.S. median: no median
NSF / Returned Item
Compared at $30, the middle of its prices
First Federal Bank of Kansas City: $25 to $35
First Federal Bank of Kansas City: $25 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Mar 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Federal Bank of Kansas City’s own schedules, with a source for each figure.

Account Maintenance

Checking - 1 Year Monthly service charge$7.50
per month
Abandoned Account Research$25

Overdraft & NSF

Overdraft Fee (item or greater)$25
Insufficient Funds Fee (item or greater)$25
Insufficient Funds for Annual Fee$35

ATM & Card

Card Replacement$7.50
Rush Card Order$35

Wire Transfers

Outgoing Wire$25
Incoming Wire$15

Check Services

Cashier Checks$5
Money Orders$2
Stop Payment Fee (including Renewals)$35
Counter Check (per sheet)$2
per item
On-Us Check Cashing (non-customers) (audience not stated, treated as personal)1%($10 maximum)

Account Services

Lost Key Fee$15
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$105
per year
Safe Deposit Box 3 x 10$45
per year
Safe Deposit Box 5 x 10$65
per year
Garnishment/Levy Processing$75

Other Fees

Fax (in or out - per page)$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Checking - 1 Year Monthly service charge	$7.50	per month	None
Abandoned Account Research	$25	Not stated	None
Overdraft & NSF
Overdraft Fee (item or greater)	$25	Not stated	None
Insufficient Funds Fee (item or greater)	$25	Not stated	None
Insufficient Funds for Annual Fee	$35	Not stated	None
ATM & Card
Card Replacement	$7.50	Not stated	None
Rush Card Order	$35	Not stated	None
Wire Transfers
Outgoing Wire	$25	Not stated	None
Incoming Wire	$15	Not stated	None
Check Services
Cashier Checks	$5	Not stated	None
Money Orders	$2	Not stated	None
Stop Payment Fee (including Renewals)	$35	Not stated	None
Counter Check (per sheet)	$2	per item	None
On-Us Check Cashing (non-customers) (audience not stated, treated as personal)	1%($10 maximum)	Not stated	None
Account Services
Lost Key Fee	$15Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$105	per year	None
Safe Deposit Box 3 x 10	$45	per year	None
Safe Deposit Box 5 x 10	$65	per year	None
Garnishment/Levy Processing	$75	Not stated	None
Other Fees
Fax (in or out - per page)	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Mar 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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