First Metro Bank

Headquarters: Muscle Shoals, Alabama
Charter: Bank
Assets: $1.0B
Fed district: Atlanta

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First Metro Bank: $33
First Metro Bank: $33
U.S. median: no median
NSF / Returned Item
First Metro Bank: $33
First Metro Bank: $33
U.S. median: no median
Non-Network ATM
First Metro Bank: $2
First Metro Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Among its peers

First Metro Bank · $1B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Banks only
$985M to $1B in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
First Metro Bank(this institution)	Muscle Shoals, AL	$1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of the James	Lynchburg, VA	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Brannen Bank	Inverness, FL	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Calvin B. Taylor Banking Company of Berlin, Maryland	Berlin, MD	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Clear Mountain Bank	Bruceton Mills, WV	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Central Savings Bank	Glen Cove, NY	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Federal Bank of Kansas City	Lees Summit, MO	$993M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Federal Community Bank, National Association	Dover, OH	$995M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Federal Savings and Loan Association of Greene Co	Waynesburg, PA	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Service Bank	Greenbrier, AR	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Grand Savings Bank	Grove, OK	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Haven Savings Bank	Hoboken, NJ	$987M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
HomeTown Bank, National Association	Galveston, TX	$990M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania	Jonestown, PA	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Kirkpatrick Bank	Edmond, OK	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Midwest Bank	Detroit Lakes, MN	$985M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Olympia Federal Savings and Loan Association	Olympia, WA	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Presidential Bank, FSB	Bethesda, MD	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
R Bank	Round Rock, TX	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
River Bank	Stoddard, WI	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Security Financial Bank	Durand, WI	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Bank of Old Monroe	Old Monroe, MO	$995M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Port Washington State Bank	Port Washington, WI	$1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Torrington Savings Bank	Torrington, CT	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Vision Bank	Ada, OK	$1000M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Walden Savings Bank	Montgomery, NY	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 18 publish this fee(monthly maintenance)

7 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

First Metro Bank does not publish a monthly maintenance fee in the index.

The peer median is $7.25 among 18 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.

Monthly maintenance fee in dollars, one mark per institution

First Metro Bank does not publish a monthly maintenance fee, so it is not on this chart.

First Metro BankPeer (equal prices stack)Peer medianInclude $50 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from First Metro Bank’s own schedules, with a source for each figure.

Account Maintenance

Service charge (balance falls below $1,000) (audience not stated, treated as personal)$12
per month
Service charge (balance falls below $2,500) (audience not stated, treated as personal)$10
per month
Close of Account within 90 days of opening$10
Dormant Account Fee$2
per month
Account Balancing Assistance$10
Not compared: Charged per hour; comparison unavailable
per hour
Account research$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee$33
Non-Sufficient Funds (NSF) Fee$33
OD Protection Transfer Fee$15
per item

ATM & Card

Balance Inquiry other than First Metro ATM$2
Foreign ATM withdrawal fee$2
Replacement ATM or Check Card$15

Wire Transfers

Domestic Wire Transfer: Outgoing$20
Domestic Wire Transfer: Incoming$15
International Wire Transfer: Outgoing$50
International Wire Transfer: Incoming$15

Check Services

Cashier's check$5
Official check$5
Official Check Non-Customer$10
Stop payments (per item)$30
per item
Collection Items: Bonds and Coupons$12
Domestic Collection Item (incoming and outgoing)$20
International Collection Item (incoming and outgoing)$25
Check Image Copies$1

Cash & Deposit

Special Handled Items (deposited items returned unpaid, chargebacks, cash$3

Account Services

Notary Fee (per item notarized)$5
per item
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$90
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$45
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$30
per year
Safe Deposit Box 4 x 10 (audience not stated, treated as personal)$50
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$60
Levy/Garnishment$75

Other Fees

Duplicate Statement$2.50
Photocopies$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Service charge (balance falls below $1,000) (audience not stated, treated as personal)	$12	per month	None
Service charge (balance falls below $2,500) (audience not stated, treated as personal)	$10	per month	None
Close of Account within 90 days of opening	$10	Not stated	None
Dormant Account Fee	$2	per month	None
Account Balancing Assistance	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Account research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee	$33	Not stated	None
Non-Sufficient Funds (NSF) Fee	$33	Not stated	None
OD Protection Transfer Fee	$15	per item	None
ATM & Card
Balance Inquiry other than First Metro ATM	$2	Not stated	None
Foreign ATM withdrawal fee	$2	Not stated	None
Replacement ATM or Check Card	$15	Not stated	None
Wire Transfers
Domestic Wire Transfer: Outgoing	$20	Not stated	None
Domestic Wire Transfer: Incoming	$15	Not stated	None
International Wire Transfer: Outgoing	$50	Not stated	None
International Wire Transfer: Incoming	$15	Not stated	None
Check Services
Cashier's check	$5	Not stated	None
Official check	$5	Not stated	None
Official Check Non-Customer	$10	Not stated	None
Stop payments (per item)	$30	per item	None
Collection Items: Bonds and Coupons	$12	Not stated	None
Domestic Collection Item (incoming and outgoing)	$20	Not stated	None
International Collection Item (incoming and outgoing)	$25	Not stated	None
Check Image Copies	$1	Not stated	None
Cash & Deposit
Special Handled Items (deposited items returned unpaid, chargebacks, cash	$3	Not stated	None
Account Services
Notary Fee (per item notarized)	$5	per item	None
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$90	Not stated	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$30	per year	None
Safe Deposit Box 4 x 10 (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$60	Not stated	None
Levy/Garnishment	$75	Not stated	None
Other Fees
Duplicate Statement	$2.50	Not stated	None
Photocopies	$1Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when First Metro Bank's cashier's check changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
First Metro Bank: $33
First Metro Bank: $33
U.S. median: no median
NSF / Returned Item
First Metro Bank: $33
First Metro Bank: $33
U.S. median: no median
Non-Network ATM
First Metro Bank: $2
First Metro Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

First Metro Bank · $1B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Banks only
$985M to $1B in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
First Metro Bank(this institution)	Muscle Shoals, AL	$1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of the James	Lynchburg, VA	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Brannen Bank	Inverness, FL	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Calvin B. Taylor Banking Company of Berlin, Maryland	Berlin, MD	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Clear Mountain Bank	Bruceton Mills, WV	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Central Savings Bank	Glen Cove, NY	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Federal Bank of Kansas City	Lees Summit, MO	$993M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Federal Community Bank, National Association	Dover, OH	$995M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Federal Savings and Loan Association of Greene Co	Waynesburg, PA	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Service Bank	Greenbrier, AR	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Grand Savings Bank	Grove, OK	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Haven Savings Bank	Hoboken, NJ	$987M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
HomeTown Bank, National Association	Galveston, TX	$990M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania	Jonestown, PA	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Kirkpatrick Bank	Edmond, OK	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Midwest Bank	Detroit Lakes, MN	$985M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Olympia Federal Savings and Loan Association	Olympia, WA	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Presidential Bank, FSB	Bethesda, MD	$1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
R Bank	Round Rock, TX	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
River Bank	Stoddard, WI	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Security Financial Bank	Durand, WI	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Bank of Old Monroe	Old Monroe, MO	$995M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Port Washington State Bank	Port Washington, WI	$1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Torrington Savings Bank	Torrington, CT	$1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Vision Bank	Ada, OK	$1000M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Walden Savings Bank	Montgomery, NY	$1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 18 publish this fee(monthly maintenance)

7 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

First Metro Bank does not publish a monthly maintenance fee in the index.

The peer median is $7.25 among 18 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.

Monthly maintenance fee in dollars, one mark per institution

First Metro Bank does not publish a monthly maintenance fee, so it is not on this chart.

First Metro BankPeer (equal prices stack)Peer medianInclude $50 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from First Metro Bank’s own schedules, with a source for each figure.

Account Maintenance

Service charge (balance falls below $1,000) (audience not stated, treated as personal)$12
per month
Service charge (balance falls below $2,500) (audience not stated, treated as personal)$10
per month
Close of Account within 90 days of opening$10
Dormant Account Fee$2
per month
Account Balancing Assistance$10
Not compared: Charged per hour; comparison unavailable
per hour
Account research$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee$33
Non-Sufficient Funds (NSF) Fee$33
OD Protection Transfer Fee$15
per item

ATM & Card

Balance Inquiry other than First Metro ATM$2
Foreign ATM withdrawal fee$2
Replacement ATM or Check Card$15

Wire Transfers

Domestic Wire Transfer: Outgoing$20
Domestic Wire Transfer: Incoming$15
International Wire Transfer: Outgoing$50
International Wire Transfer: Incoming$15

Check Services

Cashier's check$5
Official check$5
Official Check Non-Customer$10
Stop payments (per item)$30
per item
Collection Items: Bonds and Coupons$12
Domestic Collection Item (incoming and outgoing)$20
International Collection Item (incoming and outgoing)$25
Check Image Copies$1

Cash & Deposit

Special Handled Items (deposited items returned unpaid, chargebacks, cash$3

Account Services

Notary Fee (per item notarized)$5
per item
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$90
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$45
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$30
per year
Safe Deposit Box 4 x 10 (audience not stated, treated as personal)$50
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$60
Levy/Garnishment$75

Other Fees

Duplicate Statement$2.50
Photocopies$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Service charge (balance falls below $1,000) (audience not stated, treated as personal)	$12	per month	None
Service charge (balance falls below $2,500) (audience not stated, treated as personal)	$10	per month	None
Close of Account within 90 days of opening	$10	Not stated	None
Dormant Account Fee	$2	per month	None
Account Balancing Assistance	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Account research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee	$33	Not stated	None
Non-Sufficient Funds (NSF) Fee	$33	Not stated	None
OD Protection Transfer Fee	$15	per item	None
ATM & Card
Balance Inquiry other than First Metro ATM	$2	Not stated	None
Foreign ATM withdrawal fee	$2	Not stated	None
Replacement ATM or Check Card	$15	Not stated	None
Wire Transfers
Domestic Wire Transfer: Outgoing	$20	Not stated	None
Domestic Wire Transfer: Incoming	$15	Not stated	None
International Wire Transfer: Outgoing	$50	Not stated	None
International Wire Transfer: Incoming	$15	Not stated	None
Check Services
Cashier's check	$5	Not stated	None
Official check	$5	Not stated	None
Official Check Non-Customer	$10	Not stated	None
Stop payments (per item)	$30	per item	None
Collection Items: Bonds and Coupons	$12	Not stated	None
Domestic Collection Item (incoming and outgoing)	$20	Not stated	None
International Collection Item (incoming and outgoing)	$25	Not stated	None
Check Image Copies	$1	Not stated	None
Cash & Deposit
Special Handled Items (deposited items returned unpaid, chargebacks, cash	$3	Not stated	None
Account Services
Notary Fee (per item notarized)	$5	per item	None
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$90	Not stated	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$45	Not stated	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$30	per year	None
Safe Deposit Box 4 x 10 (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$60	Not stated	None
Levy/Garnishment	$75	Not stated	None
Other Fees
Duplicate Statement	$2.50	Not stated	None
Photocopies	$1Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.