Clear Mountain Bank

Headquarters: Bruceton Mills, West Virginia
Charter: Bank
Assets: $1.0B
Fed district: Richmond

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $1.25, the middle of its prices
Clear Mountain Bank: $0 to $2.50
Clear Mountain Bank: $0 to $2.50
U.S. median: no median
Overdraft (OD)
Clear Mountain Bank: $36
Clear Mountain Bank: $36
U.S. median: no median
NSF / Returned Item
Clear Mountain Bank: $36
Clear Mountain Bank: $36
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for West Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
West Virginia: Banks and credit unions headquartered in West Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Clear Mountain Bank’s own schedules, with a source for each figure.

Account Maintenance

Clear Checking Monthly Fee$2.50
per month
Monthly FeeNo charge
per month
Dormant Account Fee$6
per month
Account Balancing Assistance$25
Not compared: Charged per hour; comparison unavailable
per hour
Funds Transfers: Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Undeliverable Mail$10

Overdraft & NSF

Overdraft Fee$36
per item
NSF Returned Item Fee$36
per item
Overdraft Protection Auto Transfer$5

ATM & Card

Foreign ATM Usage$3
per transaction
Replacement Card$10

Wire Transfers

Wire Transfers: Customer (Incoming)$15

Check Services

Cashier’s Checks (customer)$8
Stop Payments$36
Counter Checks$0.50
per item
Check Cashing Fee (non-customer, on-us)$5
per item
Collection Items$15

Digital & Electronic

SmartLink Personal Bill Payment ServiceNo charge

Cash & Deposit

Returned Deposited Item Fee$12
per item

Account Services

Key Replacement$25
Not compared: Box drilling or key fee
per item
Late Payment Fee$10
Not compared: Box drilling or key fee
Safe Deposit Box 10x10.5$115
per transaction
Safe Deposit Box 10x15$125
Safe Deposit Box 3x10$45
Safe Deposit Box 3x5$40
Safe Deposit Box 5x10.5$70
Safe Deposit Box 5x5$35
Tax Levy/Garnishment$125
Account Balance Verification Letter$10

Lending Fees

Late Payment Fee$10

Other Fees

Fax Service$1
Not compared: Charged per page; comparison unavailable
per page
Photocopies$0.50
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Clear Checking Monthly Fee	$2.50	per month	None
Monthly Fee	No charge	per month	None
Dormant Account Fee	$6	per month	None
Account Balancing Assistance	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Funds Transfers: Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Undeliverable Mail	$10	Not stated	None
Overdraft & NSF
Overdraft Fee	$36	per item	None
NSF Returned Item Fee	$36	per item	None
Overdraft Protection Auto Transfer	$5	Not stated	None
ATM & Card
Foreign ATM Usage	$3	per transaction	None
Replacement Card	$10	Not stated	None
Wire Transfers
Wire Transfers: Customer (Incoming)	$15	Not stated	None
Check Services
Cashier’s Checks (customer)	$8	Not stated	None
Stop Payments	$36	Not stated	None
Counter Checks	$0.50	per item	None
Check Cashing Fee (non-customer, on-us)	$5	per item	None
Collection Items	$15	Not stated	None
Digital & Electronic
SmartLink Personal Bill Payment Service	No charge	Not stated	None
Cash & Deposit
Returned Deposited Item Fee	$12	per item	None
Account Services
Key Replacement	$25Not compared: Box drilling or key fee	per item	None
Late Payment Fee	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10.5	$115	per transaction	None
Safe Deposit Box 10x15	$125	Not stated	None
Safe Deposit Box 3x10	$45	Not stated	None
Safe Deposit Box 3x5	$40	Not stated	None
Safe Deposit Box 5x10.5	$70	Not stated	None
Safe Deposit Box 5x5	$35	Not stated	None
Tax Levy/Garnishment	$125	Not stated	None
Account Balance Verification Letter	$10	Not stated	None
Lending Fees
Late Payment Fee	$10	Not stated	None
Other Fees
Fax Service	$1Not compared: Charged per page; comparison unavailable	per page	None
Photocopies	$0.50Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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