River Bank

Headquarters: Stoddard, Wisconsin
Charter: Bank
Assets: $1.0B
Fed district: Chicago

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
50+ Checking
River Bank: $7
River Bank: $7
U.S. median: no median
Overdraft (OD)
River Bank: $30
River Bank: $30
U.S. median: no median
Wire Transfer (Domestic Out)
River Bank: $25
River Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from River Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$7
per month
Below Minimum Daily Balance$5
per month
Acct Research/Reconciliation (min 1 hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements Fee (Waived for 50+, Minors, Non-Profits and Municipalities.)$2
Returned Mail/Bad Address$5

Overdraft & NSF

Overdraft Paid Item$30
per item

ATM & Card

Debit Card Replacement Fee$10
Debit Card Foreign Currency Conversion Fee1%

Wire Transfers

Wire Transfer (Outgoing)$25
per item
Wire Transfer (Incoming)$10
per item
Wire Transfer (International)$50
per item

Check Services

Cashier’s Check (Waived for 50+)$5
Money Order (Waived for 50+)$3
Stop Payment$35
per item
On-Us Check Cashing for Non-Customers$5
Collection item$10
Foreign Collection Item$10
Check Copy$1

Account Services

Safe Deposit Key Replacement/Lost Key$20
Not compared: Box drilling or key fee
Garnishment and Levies$100

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$7	per month	None
Below Minimum Daily Balance	$5	per month	None
Acct Research/Reconciliation (min 1 hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements Fee (Waived for 50+, Minors, Non-Profits and Municipalities.)	$2	Not stated	None
Returned Mail/Bad Address	$5	Not stated	None
Overdraft & NSF
Overdraft Paid Item	$30	per item	None
ATM & Card
Debit Card Replacement Fee	$10	Not stated	None
Debit Card Foreign Currency Conversion Fee	1%	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$25	per item	None
Wire Transfer (Incoming)	$10	per item	None
Wire Transfer (International)	$50	per item	None
Check Services
Cashier’s Check (Waived for 50+)	$5	Not stated	None
Money Order (Waived for 50+)	$3	Not stated	None
Stop Payment	$35	per item	None
On-Us Check Cashing for Non-Customers	$5	Not stated	None
Collection item	$10	Not stated	None
Foreign Collection Item	$10	Not stated	None
Check Copy	$1	Not stated	None
Account Services
Safe Deposit Key Replacement/Lost Key	$20Not compared: Box drilling or key fee	Not stated	None
Garnishment and Levies	$100	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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