Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
10th percentile; peer median 2.2%
FDIC call report data · Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 16, 2026
Call-report figures are for The Freedom Bank of Virginia at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 869 banks with $1B to $10B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | The Freedom Bank of Virginia's published fee schedule; Bank Fee Index medians | Current schedule | Oct 16, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 0.6% of revenue, below the 2.2% median of 869 banks with $1B to $10B in assets (10th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $46K in Q2 2026, 8.0% below the same quarter a year earlier ($50K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for The Freedom Bank of Virginia (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $46K | −$15K | −24.6% |
| Q1 2026 | $61K | +$17K | +38.6% |
| Q4 2025 | $44K | −$9K | −17.0% |
| Q3 2025 | $53K | +$3K | +6.0% |
| Q2 2025 | $50K | +$12K | +31.6% |
| Q1 2025 | $38K | −$5K | −11.6% |
| Q4 2024 | $43K | +$4K | +10.3% |
| Q3 2024 | $39K | −$5K | −11.4% |
Financial cohort: 894 banks with $1B to $10B in assets filing for Q2 2026; 869 reported a share above 0% and are counted, The Freedom Bank of Virginia left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to The Freedom Bank of Virginia by share.
They stay out of every comparison until review is done.
per item · Nationwide ATM Access - Use any ATM, anywhere, anytime at no charge including Non-Freedom Bank ATMs for Freedom@Work employees
per item · No fees for cashier's checks for Freedom@Work employees
one time · Free first order of basic checks for Freedom@Work employees
per month · No monthly service fees on checking and savings accounts for Freedom@Work employees
per item · Complimentary notary services for Freedom@Work employees
per item · No fees for wires for Freedom@Work employees
| Fee | Amount | Basis | Note |
|---|---|---|---|
Lending FeesUnder review | |||
| Lender Credit – Apply toward appraisal or closing costs (audience not stated, treated as personal) | $500 | Not stated | None |
Other feesUnder review | |||
| ATM Fee (Out-of-Network) (audience not stated, treated as personal) | No charge | per item | Nationwide ATM Access - Use any ATM, anywhere, anytime at no charge including Non-Freedom Bank ATMs for Freedom@Work employees |
| Cashier's Check Fee (audience not stated, treated as personal) | No charge | per item | No fees for cashier's checks for Freedom@Work employees |
| Check Order Fee (audience not stated, treated as personal) | No charge | one time | Free first order of basic checks for Freedom@Work employees |
| Lender Credit – Apply toward appraisal or closing costs (audience not stated, treated as personal) | $500 | Not stated | None |
| Monthly Service Fee (audience not stated, treated as personal) | No charge | per month | No monthly service fees on checking and savings accounts for Freedom@Work employees |
| Notary Services Fee (audience not stated, treated as personal) | No charge | per item | Complimentary notary services for Freedom@Work employees |
| Wire Transfer Fee (audience not stated, treated as personal) | No charge | per item | No fees for wires for Freedom@Work employees |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where The Freedom Bank of Virginia operates, and what regulators and customers have on file.
Branch footprint
6 offices in 1 state, $875.0M in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 6 | $875.0M |
Washington-Arlington-Alexandria, DC-VA-MD-WV
0.3% of bank deposits, #29 of 71, up 0.1 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| Capital One, National Association | 21.5% |
| Bank of America, National Association | 14.1% |
| Truist Bank | 13.2% |
| Wells Fargo Bank, National Association | 11.7% |
| PNC Bank, National Association | 5.6% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Washington-Arlington-Alexandria, DC-VA-MD-WV, The Freedom Bank of Virginia holds 0.3% of bank deposits, #29 of 71, with 6 offices.
900 offices of 49 institutions shown.
Showing 900 of 1,503 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 71 institutions shown. $301.4B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 0.3% share, 6 offices, #29 of 71
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
376 offices of 131 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
1 past action
Past
Federal Reserve · Order
Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows