Wilmington Savings Fund Society, FSB

Headquarters: Wilmington, Delaware
Charter: Bank
Assets: $22.6B
Fed district: Philadelphia

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Account Opening and Usage $5 to $17
Compared at $12, the middle of its prices
Wilmington Savings Fund Society, FSB: $5 to $17
Wilmington Savings Fund Society, FSB: $5 to $17
U.S. median: no median
Overdraft (OD)
Wilmington Savings Fund Society, FSB: $35
Wilmington Savings Fund Society, FSB: $35
U.S. median: no median
Non-Network ATM
Compared at $2, the middle of its prices
Wilmington Savings Fund Society, FSB: $1 to $3
Wilmington Savings Fund Society, FSB: $1 to $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Delaware, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Delaware: Banks and credit unions headquartered in Delaware that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Wilmington Savings Fund Society, FSB’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance Charge$15
per month
Monthly Maintenance Charge$17
per month
Monthly Maintenance Charge$5
per month
Monthly Maintenance Charge$12
per month
Monthly Maintenance Charge$8
per month
Account Escheatment$50
Inactivity Charge$3
per month
Inactivity Charge$8
per month
Paper Statement$3
per month
Paper Statement Charge$3
per month

Overdraft & NSF

Overdrafts$35

ATM & Card

ATM Transfer Cost at Non-WSFS ATMs (per transfer, cost deducted from account that funds are drawn)$1
per item
ATM Withdrawal Cost at Non-WSFS ATMs (per withdrawal)$3
per item
Replacement ATM/Debit Card$5
Rush Order ATM/Debit Card Replacement$55
International Purchase Transaction Cost (% of purchase amount)1%of the transaction
International Purchase Transaction Cost (% of purchase amount) (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Outgoing Domestic (per wire)$32
per item
Wire Transfers (per wire): Incoming$16
per item
Outgoing International – FX (per wire)$32
per item
Outgoing International (per wire)$50
per item

Check Services

Cashier’s Check$10
Stop Payment$35
Check Cashing for Non-Customers (per check)$10
per item
Collection Item: Incoming, Outgoing Domestic or Foreign$60

Digital & Electronic

ACH Returned Item$10

Account Services

Safe Box Lock & Key Replacement$200
Not compared: Box drilling or key fee
Tax/Levy/Garnishment/Citations/Court Orders$125

Retirement & IRA

IRA Transfer-out$10

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Charge	$15	per month	None
Monthly Maintenance Charge	$17	per month	None
Monthly Maintenance Charge	$5	per month	None
Monthly Maintenance Charge	$12	per month	None
Monthly Maintenance Charge	$8	per month	None
Account Escheatment	$50	Not stated	None
Inactivity Charge	$3	per month	None
Inactivity Charge	$8	per month	None
Paper Statement	$3	per month	None
Paper Statement Charge	$3	per month	None
Overdraft & NSF
Overdrafts	$35	Not stated	None
ATM & Card
ATM Transfer Cost at Non-WSFS ATMs (per transfer, cost deducted from account that funds are drawn)	$1	per item	None
ATM Withdrawal Cost at Non-WSFS ATMs (per withdrawal)	$3	per item	None
Replacement ATM/Debit Card	$5	Not stated	None
Rush Order ATM/Debit Card Replacement	$55	Not stated	None
International Purchase Transaction Cost (% of purchase amount)	1%of the transaction	Not stated	None
International Purchase Transaction Cost (% of purchase amount) (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Domestic (per wire)	$32	per item	None
Wire Transfers (per wire): Incoming	$16	per item	None
Outgoing International – FX (per wire)	$32	per item	None
Outgoing International (per wire)	$50	per item	None
Check Services
Cashier’s Check	$10	Not stated	None
Stop Payment	$35	Not stated	None
Check Cashing for Non-Customers (per check)	$10	per item	None
Collection Item: Incoming, Outgoing Domestic or Foreign	$60	Not stated	None
Digital & Electronic
ACH Returned Item	$10	Not stated	None
Account Services
Safe Box Lock & Key Replacement	$200Not compared: Box drilling or key fee	Not stated	None
Tax/Levy/Garnishment/Citations/Court Orders	$125	Not stated	None
Retirement & IRA
IRA Transfer-out	$10	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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