The First National Bank and Trust Co., Chickasha, Oklahoma

Headquarters: Chickasha, Oklahoma
Charter: Bank
Assets: $1.1B
Fed district: Kansas City

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7.50, the middle of its prices
The First National Bank and Trust Co., Chickasha, Oklahoma: $5 to $10
The First National Bank and Trust Co., Chickasha, Oklahoma: $5 to $10
U.S. median: no median
Overdraft (OD)
The First National Bank and Trust Co., Chickasha, Oklahoma: $7
The First National Bank and Trust Co., Chickasha, Oklahoma: $7
U.S. median: no median
NSF / Returned Item
The First National Bank and Trust Co., Chickasha, Oklahoma: $28
The First National Bank and Trust Co., Chickasha, Oklahoma: $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The First National Bank and Trust Co., Chickasha, Oklahoma’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance fee$5
per month
Monthly Maintenance Fee$10
per month
Savings, Balance Requirement Fee (avg. balance under $100)$3
Dormant/Inactive Accounts$5
per month
Account Research/ Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper statement fee (Priority Money Market Checking)$3
per month
Savings, Paper Statement Fee (balance under $5k)$1.85

Overdraft & NSF

Overdraft Fee on item under $5$7
Insufficient funds fee$28
per item

ATM & Card

ATM, Foreign ATM for Customers$1.50
Debit Card, Replacement$7.50

Wire Transfers

Wire Transfer, Domestic Outgoing$15
Wire Transfer, Domestic Incoming$10
Wire Transfer, International Outgoing$45
Wire Transfer, International Incoming$25

Check Services

Cashier’s Checks$5
Money Orders$3
Stop Payment Fee on Money Order$30
Temporary Checks$1
Not compared: Charged per page; comparison unavailable
per page
Check Cashing, Noncustomers$10

Cash & Deposit

Item Returned, Chargeback Fee to Personal Account$5
Night Depository Key$5
Night Depository Service$2.50
Not compared: Monthly charge, not per item
per month

Account Services

Notary Public for Noncustomers$5
Safe Deposit Box Replacement Key$10
Not compared: Box drilling or key fee
Levy/Garnishment$50
Verification of Deposit$10

Retirement & IRA

IRA Annual$10
per year

Other Fees

Faxes for Noncustomers$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance fee	$5	per month	None
Monthly Maintenance Fee	$10	per month	None
Savings, Balance Requirement Fee (avg. balance under $100)	$3	Not stated	None
Dormant/Inactive Accounts	$5	per month	None
Account Research/ Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper statement fee (Priority Money Market Checking)	$3	per month	None
Savings, Paper Statement Fee (balance under $5k)	$1.85	Not stated	None
Overdraft & NSF
Overdraft Fee on item under $5	$7	Not stated	None
Insufficient funds fee	$28	per item	None
ATM & Card
ATM, Foreign ATM for Customers	$1.50	Not stated	None
Debit Card, Replacement	$7.50	Not stated	None
Wire Transfers
Wire Transfer, Domestic Outgoing	$15	Not stated	None
Wire Transfer, Domestic Incoming	$10	Not stated	None
Wire Transfer, International Outgoing	$45	Not stated	None
Wire Transfer, International Incoming	$25	Not stated	None
Check Services
Cashier’s Checks	$5	Not stated	None
Money Orders	$3	Not stated	None
Stop Payment Fee on Money Order	$30	Not stated	None
Temporary Checks	$1Not compared: Charged per page; comparison unavailable	per page	None
Check Cashing, Noncustomers	$10	Not stated	None
Cash & Deposit
Item Returned, Chargeback Fee to Personal Account	$5	Not stated	None
Night Depository Key	$5	Not stated	None
Night Depository Service	$2.50Not compared: Monthly charge, not per item	per month	None
Account Services
Notary Public for Noncustomers	$5	Not stated	None
Safe Deposit Box Replacement Key	$10Not compared: Box drilling or key fee	Not stated	None
Levy/Garnishment	$50	Not stated	None
Verification of Deposit	$10	Not stated	None
Retirement & IRA
IRA Annual	$10	per year	None
Other Fees
Faxes for Noncustomers	$5	Not stated	None

Account Maintenance

Savings, Balance Requirement Fee (avg. balance under $100)$3
Dormant/Inactive Accounts$5
per month
Account Research/ Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Savings, Paper Statement Fee (balance under $5k)$1.85

Overdraft & NSF

Overdraft Fee on item under $5$7

ATM & Card

ATM, Foreign ATM for Customers$1.50
Debit Card, Replacement$7.50

Wire Transfers

Wire Transfer, Domestic Outgoing$15
Wire Transfer, Domestic Incoming$10
Wire Transfer, International Outgoing$45
Wire Transfer, International Incoming$25

Check Services

Cashier’s Checks$5
Money Orders$3
Stop Payment Fee on Money Order$30
Temporary Checks$1
Not compared: Charged per page; comparison unavailable
per page
Check Cashing, Noncustomers$10

Cash & Deposit

Item Returned, Chargeback Fee to Commercial Account$7.50
Night Depository Key$5
Night Depository Service$2.50
Not compared: Monthly charge, not per item
per month

Account Services

Notary Public for Noncustomers$5
Safe Deposit Box Replacement Key$10
Not compared: Box drilling or key fee
Levy/Garnishment$50
Verification of Deposit$10

Retirement & IRA

IRA Annual$10
per year

Other Fees

Faxes for Noncustomers$5

Fee	Amount	Basis	Note
Account Maintenance
Savings, Balance Requirement Fee (avg. balance under $100)	$3	Not stated	None
Dormant/Inactive Accounts	$5	per month	None
Account Research/ Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Savings, Paper Statement Fee (balance under $5k)	$1.85	Not stated	None
Overdraft & NSF
Overdraft Fee on item under $5	$7	Not stated	None
ATM & Card
ATM, Foreign ATM for Customers	$1.50	Not stated	None
Debit Card, Replacement	$7.50	Not stated	None
Wire Transfers
Wire Transfer, Domestic Outgoing	$15	Not stated	None
Wire Transfer, Domestic Incoming	$10	Not stated	None
Wire Transfer, International Outgoing	$45	Not stated	None
Wire Transfer, International Incoming	$25	Not stated	None
Check Services
Cashier’s Checks	$5	Not stated	None
Money Orders	$3	Not stated	None
Stop Payment Fee on Money Order	$30	Not stated	None
Temporary Checks	$1Not compared: Charged per page; comparison unavailable	per page	None
Check Cashing, Noncustomers	$10	Not stated	None
Cash & Deposit
Item Returned, Chargeback Fee to Commercial Account	$7.50	Not stated	None
Night Depository Key	$5	Not stated	None
Night Depository Service	$2.50Not compared: Monthly charge, not per item	per month	None
Account Services
Notary Public for Noncustomers	$5	Not stated	None
Safe Deposit Box Replacement Key	$10Not compared: Box drilling or key fee	Not stated	None
Levy/Garnishment	$50	Not stated	None
Verification of Deposit	$10	Not stated	None
Retirement & IRA
IRA Annual	$10	per year	None
Other Fees
Faxes for Noncustomers	$5	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7.50, the middle of its prices
The First National Bank and Trust Co., Chickasha, Oklahoma: $5 to $10
The First National Bank and Trust Co., Chickasha, Oklahoma: $5 to $10
U.S. median: no median
Overdraft (OD)
The First National Bank and Trust Co., Chickasha, Oklahoma: $7
The First National Bank and Trust Co., Chickasha, Oklahoma: $7
U.S. median: no median
NSF / Returned Item
The First National Bank and Trust Co., Chickasha, Oklahoma: $28
The First National Bank and Trust Co., Chickasha, Oklahoma: $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from The First National Bank and Trust Co., Chickasha, Oklahoma’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance fee$5
per month
Monthly Maintenance Fee$10
per month
Savings, Balance Requirement Fee (avg. balance under $100)$3
Dormant/Inactive Accounts$5
per month
Account Research/ Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper statement fee (Priority Money Market Checking)$3
per month
Savings, Paper Statement Fee (balance under $5k)$1.85

Overdraft & NSF

Overdraft Fee on item under $5$7
Insufficient funds fee$28
per item

ATM & Card

ATM, Foreign ATM for Customers$1.50
Debit Card, Replacement$7.50

Wire Transfers

Wire Transfer, Domestic Outgoing$15
Wire Transfer, Domestic Incoming$10
Wire Transfer, International Outgoing$45
Wire Transfer, International Incoming$25

Check Services

Cashier’s Checks$5
Money Orders$3
Stop Payment Fee on Money Order$30
Temporary Checks$1
Not compared: Charged per page; comparison unavailable
per page
Check Cashing, Noncustomers$10

Cash & Deposit

Item Returned, Chargeback Fee to Personal Account$5
Night Depository Key$5
Night Depository Service$2.50
Not compared: Monthly charge, not per item
per month

Account Services

Notary Public for Noncustomers$5
Safe Deposit Box Replacement Key$10
Not compared: Box drilling or key fee
Levy/Garnishment$50
Verification of Deposit$10

Retirement & IRA

IRA Annual$10
per year

Other Fees

Faxes for Noncustomers$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance fee	$5	per month	None
Monthly Maintenance Fee	$10	per month	None
Savings, Balance Requirement Fee (avg. balance under $100)	$3	Not stated	None
Dormant/Inactive Accounts	$5	per month	None
Account Research/ Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper statement fee (Priority Money Market Checking)	$3	per month	None
Savings, Paper Statement Fee (balance under $5k)	$1.85	Not stated	None
Overdraft & NSF
Overdraft Fee on item under $5	$7	Not stated	None
Insufficient funds fee	$28	per item	None
ATM & Card
ATM, Foreign ATM for Customers	$1.50	Not stated	None
Debit Card, Replacement	$7.50	Not stated	None
Wire Transfers
Wire Transfer, Domestic Outgoing	$15	Not stated	None
Wire Transfer, Domestic Incoming	$10	Not stated	None
Wire Transfer, International Outgoing	$45	Not stated	None
Wire Transfer, International Incoming	$25	Not stated	None
Check Services
Cashier’s Checks	$5	Not stated	None
Money Orders	$3	Not stated	None
Stop Payment Fee on Money Order	$30	Not stated	None
Temporary Checks	$1Not compared: Charged per page; comparison unavailable	per page	None
Check Cashing, Noncustomers	$10	Not stated	None
Cash & Deposit
Item Returned, Chargeback Fee to Personal Account	$5	Not stated	None
Night Depository Key	$5	Not stated	None
Night Depository Service	$2.50Not compared: Monthly charge, not per item	per month	None
Account Services
Notary Public for Noncustomers	$5	Not stated	None
Safe Deposit Box Replacement Key	$10Not compared: Box drilling or key fee	Not stated	None
Levy/Garnishment	$50	Not stated	None
Verification of Deposit	$10	Not stated	None
Retirement & IRA
IRA Annual	$10	per year	None
Other Fees
Faxes for Noncustomers	$5	Not stated	None

Account Maintenance

Savings, Balance Requirement Fee (avg. balance under $100)$3
Dormant/Inactive Accounts$5
per month
Account Research/ Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Savings, Paper Statement Fee (balance under $5k)$1.85

Overdraft & NSF

Overdraft Fee on item under $5$7

ATM & Card

ATM, Foreign ATM for Customers$1.50
Debit Card, Replacement$7.50

Wire Transfers

Wire Transfer, Domestic Outgoing$15
Wire Transfer, Domestic Incoming$10
Wire Transfer, International Outgoing$45
Wire Transfer, International Incoming$25

Check Services

Cashier’s Checks$5
Money Orders$3
Stop Payment Fee on Money Order$30
Temporary Checks$1
Not compared: Charged per page; comparison unavailable
per page
Check Cashing, Noncustomers$10

Cash & Deposit

Item Returned, Chargeback Fee to Commercial Account$7.50
Night Depository Key$5
Night Depository Service$2.50
Not compared: Monthly charge, not per item
per month

Account Services

Notary Public for Noncustomers$5
Safe Deposit Box Replacement Key$10
Not compared: Box drilling or key fee
Levy/Garnishment$50
Verification of Deposit$10

Retirement & IRA

IRA Annual$10
per year

Other Fees

Faxes for Noncustomers$5

Fee	Amount	Basis	Note
Account Maintenance
Savings, Balance Requirement Fee (avg. balance under $100)	$3	Not stated	None
Dormant/Inactive Accounts	$5	per month	None
Account Research/ Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Savings, Paper Statement Fee (balance under $5k)	$1.85	Not stated	None
Overdraft & NSF
Overdraft Fee on item under $5	$7	Not stated	None
ATM & Card
ATM, Foreign ATM for Customers	$1.50	Not stated	None
Debit Card, Replacement	$7.50	Not stated	None
Wire Transfers
Wire Transfer, Domestic Outgoing	$15	Not stated	None
Wire Transfer, Domestic Incoming	$10	Not stated	None
Wire Transfer, International Outgoing	$45	Not stated	None
Wire Transfer, International Incoming	$25	Not stated	None
Check Services
Cashier’s Checks	$5	Not stated	None
Money Orders	$3	Not stated	None
Stop Payment Fee on Money Order	$30	Not stated	None
Temporary Checks	$1Not compared: Charged per page; comparison unavailable	per page	None
Check Cashing, Noncustomers	$10	Not stated	None
Cash & Deposit
Item Returned, Chargeback Fee to Commercial Account	$7.50	Not stated	None
Night Depository Key	$5	Not stated	None
Night Depository Service	$2.50Not compared: Monthly charge, not per item	per month	None
Account Services
Notary Public for Noncustomers	$5	Not stated	None
Safe Deposit Box Replacement Key	$10Not compared: Box drilling or key fee	Not stated	None
Levy/Garnishment	$50	Not stated	None
Verification of Deposit	$10	Not stated	None
Retirement & IRA
IRA Annual	$10	per year	None
Other Fees
Faxes for Noncustomers	$5	Not stated	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.