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Home/Fee Index/NSF Daily Fee Cap
Overdraft & NSFcomprehensive

NSF Daily Fee Cap Fee

Based on 80 verified fees from 78 institutions.

Median

$120

25th Percentile

$86.25

75th Percentile

$150

Range

$5 – $350

Fee Distribution

By Federal Reserve District

DistrictMedianRangeCount
Boston (District 1)$105$20 – $1365
New York (District 2)$192.50$35 – $3502
Philadelphia (District 3)$113.50$50 – $1754
Cleveland (District 4)$140$140 – $1401
Richmond (District 5)$120$60 – $1804

Related Fees in Overdraft & NSF

Overdraft (OD)NSF / Returned ItemContinuous OverdraftOD Protection TransferOD Line of CreditOD Daily Fee Cap

Methodology

Based on 80 verified fees from 78 US banks and credit unions, read from their published fee schedules. Fees the software is not sure about are held for a person to check and are not counted here. Institutions are identified via FDIC and NCUA regulatory databases.

Atlanta (District 6)
$167.50
$150 – $192
4
Chicago (District 7)$135$40 – $30016
St. Louis (District 8)$135$120 – $1502
Minneapolis (District 9)$100$30 – $16515
Kansas City (District 10)$120$5 – $179.824
Dallas (District 11)$100$20 – $1507
San Francisco (District 12)$116.50$30 – $19816

Data as of Aug 23, 2026 · 3,741 observations

Detailed NSF Daily Fee Cap breakdown by charter, tier, and state

Unlock all 57 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 3,728 verified fees from 1,183 institutions
See pricing