20 banks and credit unions have branches in the Morgantown metro area. The Bank Fee Index holds published fees for 15 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from West Virginia
Morgantown metro counts institutions with a branch here, wherever headquartered. West Virginia counts institutions headquartered in the state.
Morgantown metro
9 institutions with a branch here
$12
West Virginia
11 institutions headquartered in West Virginia
$8
U.S.
1,902 institutions in the index
$7
Chosen as the fee whose Morgantown metro median sits furthest from West Virginia's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Morgantown metro with West Virginia and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $42.
Median published overdraft fee
Morgantown metro
15 institutions with a branch here
$35
West Virginia
28 institutions headquartered in West Virginia
$30
U.S.
2,605 institutions in the index
$30
Morgantown metro covers every institution with a branch here, wherever it is headquartered. West Virginia covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
20 institutions, 15 with a published overdraft fee.
Bank · based in Bruceton Mills, WV · 8 branches here
Account not yet known
“Overdraft Fee* | $36.00 per item,”
Bank · based in Fairfax, VA · 6 branches here
Account not yet known
“Overdrafts Overdrafts fee (per item) … $36”
Bank · based in Columbus, OH · 6 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Wheeling, WV · 4 branches here
Account not yet known
“Overdraft Fee (per debit) $35.00**”
Bank · based in Charlotte, NC · 4 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Oakland, MD · 3 branches here
Account not yet known
“Consumer Products & Services Pricing Guide Effective May 1, 2023 Additional Services & Pricing . Overdraft Fee … $42.00/item”
Bank · based in Fairmont, WV · 2 branches here
Account not yet known
“Overdraft Fee $36.00”
Bank · based in White Hall, WV · 2 branches here
Credit union, membership rules apply · based in Fairmont, WV · 2 branches here
Account not yet known
“Courtesy Overdraft Protection … $30.00 for each presentment”
Credit union, membership rules apply · based in Morgantown, WV · 2 branches here
Largest banks by local bank deposits
Share of the $5.7 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Morgantown metro's counties
Deposits and branches cover the Morgantown metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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