7 banks and credit unions have branches in Fitchburg. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Wisconsin
Where a fee has enough institutions for a local median, the Fitchburg median is within 10% of the Wisconsin median on all 2 fees.
Fitchburg counts institutions with a branch here, wherever headquartered. Wisconsin counts institutions headquartered in the state.
Pick a fee to compare Fitchburg with Wisconsin and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Fitchburg
5 institutions with a branch here
$32
Wisconsin
76 institutions headquartered in Wisconsin
$30
U.S.
2,605 institutions in the index
$30
Fitchburg covers every institution with a branch here, wherever it is headquartered. Wisconsin covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 5 with a published overdraft fee.
Credit union, membership rules apply · based in Madison, WI · 2 branches here
Account not yet known
“OD (Overdraft) Coverage Fee | $28 each”
Credit union, membership rules apply · based in Madison, WI · 2 branches here
Account not yet known
“Paid overdraft fees do not apply if the resulting available balance is between zero and negative ten dollars (-$10)”
Bank · based in Fitchburg, WI · 1 branch here
Bank · based in Madison, WI · 1 branch here
Bank · based in Green Bay, WI · 1 branch here
Account not yet known
“Overdraft—check or debit paid … $32 per item”
Bank · based in Kansas City, MO · 1 branch here
Account not yet known
“Overdraft Charge 5 | $36.00 per item”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Largest banks by local bank deposits
Share of the $788 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Dane County
Deposits and branches cover the City of Fitchburg. Population and income cover Dane County, the county with most of Fitchburg's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Dane County.
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