5 banks and credit unions have branches in Omak. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Washington
Where a fee has enough institutions for a local median, the Omak median is within 10% of the Washington median on all 1 fee.
Omak counts institutions with a branch here, wherever headquartered. Washington counts institutions headquartered in the state.
Pick a fee to compare Omak with Washington and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $29 to $35.
Median published overdraft fee
Omak
5 institutions with a branch here
$30
Washington
48 institutions headquartered in Washington
$28.50
U.S.
2,605 institutions in the index
$30
Omak covers every institution with a branch here, wherever it is headquartered. Washington covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
5 institutions, 5 with a published overdraft fee.
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Seattle, WA · 1 branch here
Account not yet known
“Insufficient Funds Charge (Paid) | $30 Per Presentment§”
Bank · based in Kalispell, MT · 1 branch here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Credit union, membership rules apply · based in Liberty Lake, WA · 1 branch here
Account not yet known
“Overdraft fee (Privilege pay) | $29”
Largest banks by local bank deposits
Share of the $235 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Okanogan County
Deposits and branches cover the City of Omak. Population and income cover Okanogan County, the county with most of Omak's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Okanogan County.
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