5 banks and credit unions have branches in Friday Harbor. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Washington
Friday Harbor counts institutions with a branch here, wherever headquartered. Washington counts institutions headquartered in the state.
Friday Harbor
5 institutions with a branch here
$34
Washington
61 institutions headquartered in Washington
$25
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Friday Harbor median sits furthest from Washington's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Friday Harbor with Washington and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $20–$35.
Medians for reference: Washington $28.50 · U.S. $30
Local median not shown; five institutions required.
5 institutions, 4 with a published overdraft fee.
Bank · based in Walla Walla, WA · 1 branch here
Account not yet known
“Overdraft Item (based on available balance2) | $30.00”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Olympia, WA · 1 branch here
Account not yet known
“Insufficient funds/overdraft (each)4 | $34”
Bank · based in Cleveland, OH · 1 branch here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Credit union, membership rules apply · based in Tacoma, WA · 1 branch here
Largest banks by local bank deposits
Share of the $324 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: San Juan County
Deposits and branches cover the City of Friday Harbor. Population and income cover San Juan County, the county with most of Friday Harbor's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for San Juan County.
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