35 banks and credit unions have branches in Round Rock. The Bank Fee Index holds published fees for 30 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Round Rock counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Round Rock
24 institutions with a branch here
$2
Texas
154 institutions headquartered in Texas
$1.50
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Round Rock median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Round Rock with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $36.
Median published overdraft fee
Round Rock
29 institutions with a branch here
$32
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Round Rock covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
35 institutions, 29 with a published overdraft fee.
Bank · based in Columbus, OH · 5 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Sioux Falls, SD · 5 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Killeen, TX · 4 branches here
Bank · based in Charlotte, NC · 3 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Wilmington, DE · 3 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Round Rock, TX · 2 branches here
Account not yet known
“Authorized Overdraft Privilege: $35.00”
Credit union, membership rules apply · based in Austin, TX · 2 branches here
Account not yet known
“PlusPay Overdraft Protection | $19.50 per item”
Credit union, membership rules apply · based in Austin, TX · 2 branches here
ATM/VISA Debit Card/ACH/Share Draft Overdraft Courtesy
“ATM/VISA Debit Card/ACH/Share Draft Overdraft Courtesy Fee | $27.50 per item”
Credit union, membership rules apply · based in Austin, TX · 2 branches here
Account not yet known
“Courtesy Pay Item | $35.00”
Bank · based in University Park, TX · 1 branch here
Account not yet known
“Overdraft Item Fee (per item) | $30”
Largest banks by local bank deposits
Share of the $4.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Williamson County
Deposits and branches cover the City of Round Rock. Population and income cover Williamson County, the county with most of Round Rock's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Williamson County.
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