11 banks and credit unions have branches in Nacogdoches. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Nacogdoches counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Nacogdoches
5 institutions with a branch here
$2
Texas
154 institutions headquartered in Texas
$1.50
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Nacogdoches median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Nacogdoches with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Nacogdoches
5 institutions with a branch here
$30
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Nacogdoches covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
11 institutions, 5 with a published overdraft fee.
Bank · based in Nacogdoches, TX · 5 branches here
Bank · based in Columbus, OH · 3 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Credit union, membership rules apply · based in Nacogdoches, TX · 3 branches here
Bank · based in Tyler, TX · 1 branch here
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Tyler, TX · 1 branch here
Account not yet known
“A Paid Overdraft Item Fee of $30 will be assessed for each withdrawal that is paid into the overdraft by check, in-person withdrawal, ACH withdrawal, or other electronic means”
Bank · based in Jacksonville, TX · 1 branch here
Account not yet known
“Normal overdraft fees ($30 per occurrence) apply and will be deducted from available overdraft limit”
Bank · based in Huntington, TX · 1 branch here
Bank · based in Henderson, TX · 1 branch here
Account not yet known
“Low $29.50 fee per overdraft paid item fee and per return item fee1”
Bank · based in Killeen, TX · 1 branch here
Largest banks by local bank deposits
Share of the $1.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Nacogdoches County
Deposits and branches cover the City of Nacogdoches. Population and income cover Nacogdoches County, the county with most of Nacogdoches's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Nacogdoches County.
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