4 banks and credit unions have branches in Mount Vernon. The Bank Fee Index holds published fees for 3 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Texas $30 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Mount Vernon with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
4 institutions, 3 with a published overdraft fee.
Bank · based in Sulphur Springs, TX · 3 branches here
Account not yet known
when the items are automatically paid under th
“We will charge a $30.00 Overdraft Fee for each item over $5.00 paid on your account, with a daily limit of $180.00 for overdraft fees when the items are automatically paid under th”
Bank · based in Kalispell, MT · 1 branch here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Gilmer, TX · 1 branch here
Bank · based in El Campo, TX · 1 branch here
Account not yet known
“- Overdraft Charge, each item … $35”
Largest banks by local bank deposits
Share of the $267 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Franklin County
Deposits and branches cover the City of Mount Vernon. Population and income cover Franklin County, the county with most of Mount Vernon's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Franklin County.
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