6 banks and credit unions have branches in Mineola. The Bank Fee Index holds published fees for 2 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Texas $30 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Mineola with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
6 institutions, 2 with a published overdraft fee.
Bank · based in Mineola, TX · 2 branches here
Bank · based in Sulphur Springs, TX · 1 branch here
Bank · based in Choudrant, LA · 1 branch here
Account not yet known
“charges, including returned item charge/overdraft item charge of $35.00 for”
Bank · based in Gilmer, TX · 1 branch here
Bank · based in Killeen, TX · 1 branch here
Credit union, membership rules apply · based in Haslet, TX · 1 branch here
Account not yet known
“Overdraft by ATM or Debit Card … $30.00”
Largest banks by local bank deposits
Share of the $363 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Wood County
Deposits and branches cover the City of Mineola. Population and income cover Wood County, the county with most of Mineola's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Wood County.
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