9 banks and credit unions have branches in Midlothian. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Midlothian counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Midlothian
5 institutions with a branch here
$2.50
Texas
154 institutions headquartered in Texas
$1.50
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Midlothian median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Midlothian with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $35.
Median published overdraft fee
Midlothian
6 institutions with a branch here
$32
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Midlothian covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
9 institutions, 6 with a published overdraft fee.
Bank · based in Waxahachie, TX · 1 branch here
Account not yet known
“Overdraft - each overdraft paid … $28.00”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Abilene, TX · 1 branch here
Account not yet known
“Overdraft Item Fee (Maximum of 5 Charged Per Day on Consumer Accounts) | $35.00”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Oklahoma City, OK · 1 branch here
Bank · based in Fort Worth, TX · 1 branch here
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Killeen, TX · 1 branch here
Credit union, membership rules apply · based in Mansfield, TX · 1 branch here
Account not yet known
“Overdraft Privilege Fee / $30.00”
Largest banks by local bank deposits
Share of the $898 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Ellis County
Deposits and branches cover the City of Midlothian. Population and income cover Ellis County, the county with most of Midlothian's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Ellis County.
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