12 banks and credit unions have branches in Lindale. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Lindale counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Lindale
5 institutions with a branch here
$5
Texas
166 institutions headquartered in Texas
$7.50
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Lindale median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Lindale with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $25 to $35.
Median published overdraft fee
Lindale
7 institutions with a branch here
$32
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Lindale covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
12 institutions, 7 with a published overdraft fee.
Bank · based in Longview, TX · 2 branches here
Bank · based in Tyler, TX · 2 branches here
Account not yet known
“A Paid Overdraft Item Fee of $30 will be assessed for each withdrawal that is paid into the overdraft by check, in-person withdrawal, ACH withdrawal, or other electronic means”
Bank · based in Choudrant, LA · 1 branch here
Account not yet known
“charges, including returned item charge/overdraft item charge of $35.00 for”
Bank · based in Jacksonville, TX · 1 branch here
Account not yet known
“Overdraft Fee (Per Item) / $32.00”
Bank · based in Jacksonville, TX · 1 branch here
Account not yet known
“Normal overdraft fees ($30 per occurrence) apply and will be deducted from available overdraft limit”
Bank · based in Mineola, TX · 1 branch here
Bank · based in Center, TX · 1 branch here
Bank · based in Arp, TX · 1 branch here
Account not yet known
“**Non-Sufficient Funds (NSF)/ Overdraft (OD) Items (each): $35.00”
Bank · based in Killeen, TX · 1 branch here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Largest banks by local bank deposits
Share of the $605 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Smith County
Deposits and branches cover the City of Lindale. Population and income cover Smith County, the county with most of Lindale's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Smith County.
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