7 banks and credit unions have branches in Center. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Texas
Where a fee has enough institutions for a local median, the Center median is within 10% of the Texas median on all 2 fees.
Center counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Pick a fee to compare Center with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $30–$35.
Medians for reference: Texas $30 · U.S. $30
Local median not shown; five institutions required.
7 institutions, 4 with a published overdraft fee.
Bank · based in Center, TX · 3 branches here
Account not yet known
“Overdraft item fee (Pd NSF/OD) | $30.00”
Bank · based in Center, TX · 2 branches here
Bank · based in Many, LA · 1 branch here
Account not yet known
“Overdraft Charge: | $35.00 per item”
Bank · based in Natchitoches, LA · 1 branch here
Account not yet known
“Overdraft Charge | $30.00 per item”
Bank · based in Kilgore, TX · 1 branch here
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Credit union, membership rules apply · based in Nacogdoches, TX · 1 branch here
Largest banks by local bank deposits
Share of the $506 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Shelby County
Deposits and branches cover the City of Center. Population and income cover Shelby County, the county with most of Center's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Shelby County.
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