8 banks and credit unions have branches in Buda. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Buda counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Buda
5 institutions with a branch here
$19.50
Texas
251 institutions headquartered in Texas
$30
U.S.
2,858 institutions in the index
$30
Chosen as the fee whose Buda median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Buda with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $35.
Median published overdraft fee
Buda
7 institutions with a branch here
$27.50
Texas
219 institutions headquartered in Texas
$30
U.S.
2,605 institutions in the index
$30
Buda covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
8 institutions, 7 with a published overdraft fee.
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in San Antonio, TX · 1 branch here
Account not yet known
“Overdraft fee | $35.00/item”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Laredo, TX · 1 branch here
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Credit union, membership rules apply · based in Austin, TX · 1 branch here
Account not yet known
“PlusPay Overdraft Protection | $19.50 per item”
Credit union, membership rules apply · based in Austin, TX · 1 branch here
ATM/VISA Debit Card/ACH/Share Draft Overdraft Courtesy
“ATM/VISA Debit Card/ACH/Share Draft Overdraft Courtesy Fee | $27.50 per item”
Credit union, membership rules apply · based in Universal City, TX · 1 branch here
Account not yet known
“$24 per item for | the “Overdrafts and Overdraft Protection” section”
Largest banks by local bank deposits
Share of the $227 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Hays County
Deposits and branches cover the City of Buda. Population and income cover Hays County, the county with most of Buda's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Hays County.
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