12 banks and credit unions have branches in Big Spring. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Texas
Big Spring counts institutions with a branch here, wherever headquartered. Texas counts institutions headquartered in the state.
Big Spring
5 institutions with a branch here
$10
Texas
166 institutions headquartered in Texas
$7.50
U.S.
1,900 institutions in the index
$7
Chosen as the fee whose Big Spring median sits furthest from Texas's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Big Spring with Texas and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $24 to $36.
Median published overdraft fee
Big Spring
7 institutions with a branch here
$32
Texas
218 institutions headquartered in Texas
$30
U.S.
2,600 institutions in the index
$30
Big Spring covers every institution with a branch here, wherever it is headquartered. Texas covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
12 institutions, 7 with a published overdraft fee.
Bank · based in El Campo, TX · 2 branches here
Account not yet known
“- Overdraft Charge, each item … $35”
Bank · based in Big Spring, TX · 1 branch here
Account not yet known
“Overdraft item (each) | $25.00”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Lubbock, TX · 1 branch here
Bank · based in Eden, TX · 1 branch here
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Credit union, membership rules apply · based in Lubbock, TX · 1 branch here
Account not yet known
“Courtesy Pay | $24.00/Item (each submission/ resubmission)”
Credit union, membership rules apply · based in Big Spring, TX · 1 branch here
Credit union, membership rules apply · based in Big Spring, TX · 1 branch here
Account not yet known
“Privilege Pay Overdraft Protection $30.00 Per Item Per Time”
Largest banks by local bank deposits
Share of the $1.5 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Howard County
Deposits and branches cover the City of Big Spring. Population and income cover Howard County, the county with most of Big Spring's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Howard County.
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