32 banks and credit unions have branches in the Kingsport-Bristol metro area. The Bank Fee Index holds published fees for 18 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Tennessee
Kingsport-Bristol metro counts institutions with a branch here, wherever headquartered. Tennessee counts institutions headquartered in the state.
Kingsport-Bristol metro
9 institutions with a branch here
$2
Tennessee
34 institutions headquartered in Tennessee
$1
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Kingsport-Bristol metro median sits furthest from Tennessee's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Kingsport-Bristol metro with Tennessee and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $38.
Median published overdraft fee
Kingsport-Bristol metro
17 institutions with a branch here
$35
Tennessee
69 institutions headquartered in Tennessee
$32
U.S.
2,605 institutions in the index
$30
Kingsport-Bristol metro covers every institution with a branch here, wherever it is headquartered. Tennessee covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
32 institutions, 17 with a published overdraft fee.
Credit union, membership rules apply · based in Kingsport, TN · 15 branches here
Account not yet known
“Premium overdraft fee2 … $30.00/each”
Bank · based in Lebanon, VA · 8 branches here
Bank · based in Bluefield, VA · 7 branches here
Account not yet known
“If an overdraft is approved, you may be assessed our Paid Item fee of $38 for each item.”
Bank · based in Grundy, VA · 7 branches here
Bank · based in Memphis, TN · 6 branches here
Account not yet known
“Overdraft fee on checks, ACH debits | $35”
Bank · based in Kingsport, TN · 6 branches here
Bank · based in Marion, VA · 6 branches here
Bank · based in Elizabethton, TN · 5 branches here
Account not yet known
“An overdraft fee of $35 will be charged for each item paid using Bounce Protection”
Bank · based in Honaker, VA · 5 branches here
Bank · based in Charlotte, NC · 4 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Largest banks by local bank deposits
Share of the $5.9 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Kingsport-Bristol metro's counties
Deposits and branches cover the Kingsport-Bristol metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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