Banking and fees in Brookings

Name: Brookings, SD Bank Fees Compared
Creator: Fee Insight

7 banks and credit unions have branches in Brookings. The Bank Fee Index holds published fees for 3 of them.

The count includes institutions based elsewhere that have a branch here.

Three published overdraft fees: $10–$35.

Medians for reference: South Dakota $30 · U.S. $30

Local median not shown; five institutions required.

Compare published fees

Pick a fee to compare Brookings with South Dakota and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.

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The institutions behind the comparison

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7 institutions, 3 with a published overdraft fee.

First Bank & Trust
Bank · based in Brookings, SD · 4 branches here
4No fee schedule found yet
Wells Fargo Bank, National Association
Bank · based in Sioux Falls, SD · 1 branch here
1$35
Account not yet known
The schedule's own words
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Read on Oct 14, 2026
Dacotah Bank
Bank · based in Aberdeen, SD · 1 branch here
1No fee schedule found yet
BankStar Financial
Bank · based in Elkton, SD · 1 branch here
1Fee schedule found; amounts not yet added.
Central Bank
Bank · based in Storm Lake, IA · 1 branch here
1Fee schedule found; amounts not yet added.
First Interstate Bank
Bank · based in Billings, MT · 1 branch here
1$10
Account not yet known
The schedule's own words
“Standard overdraft fees of $10 apply each time an overdraft is paid (up to 3 per day for Orange Checking accounts and up to 4 per day for Basic Checking, Select Checking, and Premi”
Read on Oct 7, 2026
Dakotaland Federal Credit Union
Credit union, membership rules apply · based in Huron, SD · 1 branch here
1$28
Account not yet known
The schedule's own words
“Overdraft (per Item-Check, Debit Card or ACH Debit) | $28”
Read on Oct 16, 2026

Where they have branches

9 bank branches mapped 1 credit union branches mappedSelect a branch to see its institution.

Brookings's banking market

Banks with branches here: 6
Credit unions with branches here: 1
Bank branch locations: 9
Credit union branch locations: 1

Largest banks by local bank deposits

Share of the $1.9 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.

County context: Brookings County

Community context

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Deposits and branches cover the City of Brookings. Population and income cover Brookings County, the county with most of Brookings's bank branches, not the city alone. This is background. None of it sets or explains a fee.

Bank deposits
Change at branches here, 2021 to 2026
Brookings+18%
South Dakota+71%
U.S.+11%
Bank branches
Change in branch count, 2016 to 2026
Brookings0%
South Dakota-8%
U.S.-17%
Population
Change between the 2022 and 2024 Census estimates
Brookings County+2.1%
South Dakota+1.9%
U.S.+1.2%
Median household income
Census estimate, 2024
Brookings County$70k
South Dakota$75k

Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Brookings County.

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