6 banks and credit unions have branches in York. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with South Carolina
Where a fee has enough institutions for a local median, the York median is within 10% of the South Carolina median on all 1 fee.
York counts institutions with a branch here, wherever headquartered. South Carolina counts institutions headquartered in the state.
Pick a fee to compare York with South Carolina and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $25 to $36.
Median published overdraft fee
York
5 institutions with a branch here
$32
South Carolina
28 institutions headquartered in South Carolina
$32
U.S.
2,605 institutions in the index
$30
York covers every institution with a branch here, wherever it is headquartered. South Carolina covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
6 institutions, 5 with a published overdraft fee.
Bank · based in York, SC · 2 branches here
Bank · based in Raleigh, NC · 1 branch here
Account not yet known
“| • Overdraft fee (item paid) … $25.00”
Bank · based in Winter Haven, FL · 1 branch here
Account not yet known
“| Overdraft Paid Item Fee (Checks paid in numerical order on day received. An overdraft item may be created by check/draft, in-person withdrawal, ACH item or other electronic means”
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Credit union, membership rules apply · based in Rock Hill, SC · 1 branch here
Account not yet known
“No Bounce Courtesy Pay 4 $32/occurrence”
Credit union, membership rules apply · based in Lancaster, SC · 1 branch here
Account not yet known
“Overdraft transactions greater than $3.00 will be charged $32.00 per transaction.”
Largest banks by local bank deposits
Share of the $392 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: York County
Deposits and branches cover the City of York. Population and income cover York County, the county with most of York's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for York County.
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