29 banks and credit unions have branches in the Florence metro area. The Bank Fee Index holds published fees for 19 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from South Carolina
Florence metro counts institutions with a branch here, wherever headquartered. South Carolina counts institutions headquartered in the state.
Florence metro
14 institutions with a branch here
$2.50
South Carolina
21 institutions headquartered in South Carolina
$1.50
U.S.
1,650 institutions in the index
$1.50
Chosen as the fee whose Florence metro median sits furthest from South Carolina's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Florence metro with South Carolina and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $25 to $36.
Median published overdraft fee
Florence metro
17 institutions with a branch here
$32
South Carolina
28 institutions headquartered in South Carolina
$32
U.S.
2,601 institutions in the index
$30
Florence metro covers every institution with a branch here, wherever it is headquartered. South Carolina covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
29 institutions, 17 with a published overdraft fee.
Bank · based in Lamar, SC · 9 branches here
Bank · based in Olanta, SC · 8 branches here
Bank · based in Raleigh, NC · 6 branches here
Account not yet known
“| • Overdraft fee (item paid) … $25.00”
Bank · based in Sioux Falls, SD · 5 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Winter Haven, FL · 5 branches here
Account not yet known
“| Overdraft Paid Item Fee (Checks paid in numerical order on day received. An overdraft item may be created by check/draft, in-person withdrawal, ACH item or other electronic means”
Bank · based in Mullins, SC · 4 branches here
Account not yet known
“Overdraft Privilege Paid Item(s) Fee | $28.00”
Credit union, membership rules apply · based in Hartsville, SC · 4 branches here
Account not yet known
“Overdraft Privilege Fee/Courtesy Pay (per occurrence – to include repeat presentments) | $30.00”
Bank · based in The Woodlands, TX · 3 branches here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Credit union, membership rules apply · based in North Charleston, SC · 3 branches here
Account not yet known
“Courtesy Pay | $36.00 per item1”
Bank · based in Florence, SC · 2 branches here
Largest banks by local bank deposits
Share of the $4.5 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Florence metro's counties
Deposits and branches cover the Florence metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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