49 banks and credit unions have branches in the Charleston-North Charleston metro area. The Bank Fee Index holds published fees for 37 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from South Carolina
Charleston-North Charleston metro counts institutions with a branch here, wherever headquartered. South Carolina counts institutions headquartered in the state.
Charleston-North Charleston metro
23 institutions with a branch here
$2.50
South Carolina
21 institutions headquartered in South Carolina
$1.50
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Charleston-North Charleston metro median sits furthest from South Carolina's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Charleston-North Charleston metro with South Carolina and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $5 to $37.
Median published overdraft fee
Charleston-North Charleston metro
32 institutions with a branch here
$35
South Carolina
28 institutions headquartered in South Carolina
$32
U.S.
2,605 institutions in the index
$30
Charleston-North Charleston metro covers every institution with a branch here, wherever it is headquartered. South Carolina covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
49 institutions, 32 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 20 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Winter Haven, FL · 19 branches here
Account not yet known
“| Overdraft Paid Item Fee (Checks paid in numerical order on day received. An overdraft item may be created by check/draft, in-person withdrawal, ACH item or other electronic means”
Bank · based in Nashville, TN · 18 branches here
Account not yet known
“Paid Item Fee | $30.00 per item”
Bank · based in Raleigh, NC · 16 branches here
Account not yet known
“| • Overdraft fee (item paid) … $25.00”
Credit union, membership rules apply · based in North Charleston, SC · 16 branches here
Account not yet known
“Courtesy Pay | $36.00 per item1”
Bank · based in Charlotte, NC · 13 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Columbus, OH · 13 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Charlotte, NC · 12 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Credit union, membership rules apply · based in Charleston, SC · 9 branches here
Account not yet known
“Enhanced Overdraft Privilege Fee … $35.00”
Bank · based in Fairfax, VA · 8 branches here
Account not yet known
“Overdrafts Overdrafts fee (per item) … $36”
Largest banks by local bank deposits
Share of the $25.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Charleston-North Charleston metro's counties
Deposits and branches cover the Charleston-North Charleston metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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