6 banks and credit unions have branches in Cheraw. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from South Carolina
Cheraw counts institutions with a branch here, wherever headquartered. South Carolina counts institutions headquartered in the state.
Cheraw
5 institutions with a branch here
$7
South Carolina
32 institutions headquartered in South Carolina
$10
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Cheraw median sits furthest from South Carolina's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Cheraw with South Carolina and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $25 to $36.
Median published overdraft fee
Cheraw
5 institutions with a branch here
$32
South Carolina
28 institutions headquartered in South Carolina
$32
U.S.
2,605 institutions in the index
$30
Cheraw covers every institution with a branch here, wherever it is headquartered. South Carolina covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
6 institutions, 5 with a published overdraft fee.
Bank · based in Raleigh, NC · 1 branch here
Account not yet known
“| • Overdraft fee (item paid) … $25.00”
Bank · based in Southern Pines, NC · 1 branch here
Account not yet known
“Overdraft Fee (OD)3 $36.00”
Bank · based in Lamar, SC · 1 branch here
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Credit union, membership rules apply · based in Lancaster, SC · 1 branch here
Account not yet known
“Overdraft transactions greater than $3.00 will be charged $32.00 per transaction.”
Credit union, membership rules apply · based in Hartsville, SC · 1 branch here
Account not yet known
“Overdraft Privilege Fee/Courtesy Pay (per occurrence – to include repeat presentments) | $30.00”
Largest banks by local bank deposits
Share of the $188 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Chesterfield County
Deposits and branches cover the City of Cheraw. Population and income cover Chesterfield County, the county with most of Cheraw's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Chesterfield County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions