9 banks and credit unions have branches in Boiling Springs. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from South Carolina
Boiling Springs counts institutions with a branch here, wherever headquartered. South Carolina counts institutions headquartered in the state.
Boiling Springs
5 institutions with a branch here
$2
South Carolina
14 institutions headquartered in South Carolina
$4
U.S.
1,230 institutions in the index
$3
Chosen as the fee whose Boiling Springs median sits furthest from South Carolina's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Boiling Springs with South Carolina and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $25 to $36.
Median published overdraft fee
Boiling Springs
8 institutions with a branch here
$33
South Carolina
28 institutions headquartered in South Carolina
$32
U.S.
2,605 institutions in the index
$30
Boiling Springs covers every institution with a branch here, wherever it is headquartered. South Carolina covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
9 institutions, 8 with a published overdraft fee.
Bank · based in Raleigh, NC · 1 branch here
Account not yet known
“| • Overdraft fee (item paid) … $25.00”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Greenville, SC · 1 branch here
Account not yet known
“Overdraft (per item)1: $36.00”
Bank · based in Gaffney, SC · 1 branch here
Bank · based in Memphis, TN · 1 branch here
Account not yet known
“Overdraft fee on checks, ACH debits | $35”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Credit union, membership rules apply · based in Lancaster, SC · 1 branch here
Account not yet known
“Overdraft transactions greater than $3.00 will be charged $32.00 per transaction.”
Credit union, membership rules apply · based in Winston Salem, NC · 1 branch here
Account not yet known
“Balance Backup* and Balance Backup+** overdraft protection | $29.00/transaction (limit of six service charges per day)3”
Largest banks by local bank deposits
Share of the $498 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Spartanburg County
Deposits and branches cover the City of Boiling Springs. Population and income cover Spartanburg County, the county with most of Boiling Springs's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Spartanburg County.
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