7 banks and credit unions have branches in Newport. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Rhode Island
Newport counts institutions with a branch here, wherever headquartered. Rhode Island counts institutions headquartered in the state.
Newport
5 institutions with a branch here
$3
Rhode Island
5 institutions headquartered in Rhode Island
$2
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Newport median sits furthest from Rhode Island's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Newport with Rhode Island and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $35.
Median published overdraft fee
Newport
7 institutions with a branch here
$34
Rhode Island
7 institutions headquartered in Rhode Island
$32
U.S.
2,605 institutions in the index
$30
Newport covers every institution with a branch here, wherever it is headquartered. Rhode Island covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 7 with a published overdraft fee.
Bank · based in Providence, RI · 2 branches here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Brookline, MA · 2 branches here
Account not yet known
“Overdraft/Unavailable Funds (UAF) Overdraft Fee8,9,14 … $35.00”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Insufficient Funds Fee – Item Paid | $15”
Bank · based in West Warwick, RI · 1 branch here
Account not yet known
“Overdraft Fee*** | $32.00”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Credit union, membership rules apply · based in Vienna, VA · 1 branch here
Account not yet known
“†Standard Practices and Fees: We will charge a fee of $20 each time we pay an overdraft”
Credit union, membership rules apply · based in Middletown, RI · 1 branch here
Account not yet known
“Overdraft Privilege | $35 Insufficient Funds Charge”
Largest banks by local bank deposits
Share of the $322 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Newport County
Deposits and branches cover the City of Newport. Population and income cover Newport County, the county with most of Newport's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Newport County.
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