1 banks and credit unions have branches in Charlestown. The Bank Fee Index holds published fees for 1 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Rhode Island $10 · U.S. $6.99
Local median not shown; five institutions required.
Pick a fee to compare Charlestown with Rhode Island and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Median published overdraft fee
Charlestown
0 institutions with a branch here
None published
Rhode Island
7 institutions headquartered in Rhode Island
$32
U.S.
2,605 institutions in the index
$30
1 institution, 0 with a published overdraft fee.
Bank · based in Westerly, RI · 1 branch here
Largest banks by local bank deposits
Share of the $220 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Washington County
Deposits and branches cover the City of Charlestown. Population and income cover Washington County, the county with most of Charlestown's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Washington County.
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